John & Karen Collins’ Success Story

John & Karen Collins’ Success Story

SBEL is your solution when you want to improve your cash flow, combine the first & second mortgages and finance some home improvement projects with a new home equity line of credit.



John and Karen Collins recognized that by refinancing their home they could accomplish several of their financial goals.


SBEL Solution: 

SBEL Loan Officer Tom Hardesty connected with John and Karen.  Together, they outlined a plan to address the Collins’ goals of consolidating the first and second mortgages and adding a home equity line of credit on top of the new first mortgage to allow them to tackle some home improvement projects.  With the new loan in place, the Collins’ cash flow is improved and their financial goals will become a reality.


photo: John & Karen Collins with SBEL Loan Officer Tom Hardesty


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