SBEL is your solution when…

  • You own a home and want to learn if refinancing will lower your monthly payment.
  • You are thinking of buying a home and want to learn about loan options.
  • It’s time to access some of the equity in your home.
  • You want a mortgage that pays off your home faster.
  • You are interested in adding a home equity line of credit to do some improvements or re-modeling.
  • It’s time to consolidate your debt by rolling it into a lower interest home loan.
  • Real estate is an investment opportunity.
  • You have the opportunity to improve your cash flow through a reverse mortgage loan.
  • A commercial loan is needed to grow your business.

When other lenders can’t do it, SBEL can.

Loan Products Offered

  • Residential
  • Commercial
  • Conventional
  • FHA and VA Loans
  • Reverse Mortgage Loans
  • Fixed Rate Loans
  • Adjustable Loans
  • Investment
  • Lines of Credit
  • Jumbo Loans
  • Asset Depletion Loans
  • Hard Money Loans
  • Foreign National Programs
  • HARP Loans
  • Stated Income
  • Hard to Prove Income (NIVA)
  • Mixed Use Property
  • 2nd and 3rd Mortgages

SBEL has the relationships to get your loan done when others can’t.  Being both a mortgage broker and a mortgage banker, SBEL has the flexibility and resources to accomplish what other lenders can’t.

South Bay Equity Lending delivers very competitive pricing and superior customer service.

It’s a locally owned business and part of your community.


Refinancing & Debt Consolidation

A South Bay Equity Lending loan can lower the total amount you pay out each month. You can even arrange to have extra cash.

We’ll help you consolidate your high-interest debt.  SBEL can also get you extra cash for the things you’ve always wanted to do. You’ll get your money fast. We close loans in as little as 25 days.

  • Consolidate your high-interest debt. Consolidate high-interest debt such as credit cards. Your overall monthly payments will be reduced and may even be tax deductible.*
  • Get extra cash. Refinancing can give you extra cash for the things you’ve always wanted to do; like taking that long-deserved vacation, or paying for a college education. It’s your choice.
  • Home Improvement Loans. Fix the roof, purchase new kitchen cabinets, or remodel to increase the value of your home.
  • You’ll get your money fast. We close loans in as little as 25 days.†
  • 24 hour preliminary approval. You’ll know if you qualify in as little as one day when possible.
  • We’re right in your neighborhood. With our central Southern California location, we combine nationwide strength with the knowledge and friendliness of a local business. Take a 30-day break from payments. Your first payment is usually not due for 30 days or more.