SBEL has the resources and relationships to get your mortgage loan done when others can’t.

We will work with you to identify the best alternative for your unique situation. This includes hard to prove income, high loan to value, too much existing debt, less-than-perfect credit, and bankruptcy or foreclosure. We are also your jumbo loan experts.  SBEL is both a mortgage broker and a mortgage banker with access to its own warehouse lines.

  • High Loan-to-Value Financing. We will work with you to identify the best alternative for your unique situation.
  • Hard to prove income. We have home loans that don’t require traditional income documentation.
  • Too much existing debt. Conventional lenders will turn you down if they think you have too much debt. At South Bay Equity Lending, our flexible lending standards let us look at you as an individual.
  • Less-than-perfect credit. We specialize in debt consolidation even if your credit is not perfect. You’re not alone. We can help.
  • Bankruptcy or Foreclosure. Even if you’ve had a bankruptcy or foreclosure in the past, we’ll work hard to help you get the cash you need.
  • Jumbo Loan Experts