Henry Munoz

Loan Officer

Henry Munoz is a native of Los Angeles and was raised in the South Bay beach cities. Henry served in the United States Army and California National Guard as a Medic during the years of 1984 -1989. Henry is also registered and bonded as a Paralegal/ Legal Document Assistant and specializes in real estate issues.

• Probate
• Title issues, chain of title & uninsurable title
• Properties vested in revocable/ irrevocable trusts
• Divorce
• Equity buyouts of spouse, family members or business partners
• Foreclosure OR Notice of Default ((NOD)
• Deeds

In addition, he has completed the following course work requirements for California Bureau of Real Estate Brokers License.
• Real Estate Practice –
• Legal Aspects of Real Estate –
• Real Estate Finance –
• Real Estate Appraisal –
• Real Estate Economics –
• Real Estate Principles –
• Property Management –
• Escrows (1670-97) –
• Real Estate Office Administration
Paralegal Certification course work, completion of 980 plus clock hours plus LexisNexis Certification to meet the legal course criteria needed to sit for the Certified Legal Assistant and Certified Paralegal (CLA/CP) exam given by the National Association of Legal Assistants (NALA)
In order to originate any residential loan, 1-4 units, you must pass the stringent background checks and also the National Mortgage Exam with the State component as well. Yearly continuing education that is sent by the course provider to the NMLS is also a requirement in order to maintain active licensing. Unlike the loan officers are employed the Federal Insured Banks who do not have to have to take pre-licensing education or take exams. They are simply registered.

In addition to reverse mortgages, Henry also originates Veteran Loans, (Certified Military Home Specialist) Purchase Loans, Refinance and Debt Consolidation L among many others that the Retail Big Banks are unable to provide and turn down.
If you decide that you would like to purchase or sell a property, Henry is also able to assist as a licensed agent. We have many approved buyers and investors ready to buy commercial or residential properties.

Henry’s hope is to provide solid information to every client. His business is 90% referral.

California Bureau of Real Estate License # 01786680     NMLS # 228855