Kronfly family

SBEL is your solution when...

you want to take cash out for some remodeling.

Andy, Jorg & Matt

SBEL is your solution when...

you want a bank statement loan for self-employed borrowers

 

Residential Mortgage Loans

SBEL has the resources and relationships to get your mortgage loan done when others can’t. We will work with you to identify the best alternative for your unique situation. This includes hard to prove income, high loan to value, too much existing debt, less-than-perfect credit, and bankruptcy or foreclosure. We are also your jumbo loan experts.

 

Refinancing & Debt Management

Refinancing and consolidating your debt with a South Bay Equity Lending loan can lower the total amount you pay out each month. You can even arrange to have extra cash. We’ll help you consolidate your high-interest debt, get extra cash for the things you’ve always wanted to do. You’ll get your money fast. We close loans in as little as 25 days.

 

Reverse Mortgage Loans

Are you a senior over 62 years of age? You may be eligible to convert part of your home equity into cash from loan proceeds. You can do this without having to sell your home or give up the title as long as property taxes and homeowner’s insurance are kept up to date. Instead of making monthly principal and interest payments to a lender, a reverse mortgage loan allows you to receive payments from the lender.

Recent News

Jim McKechnie’s Success Story

Jim McKechnie’s Success Story

"Recently we realized we needed to take full advantage of low mortgage rates and refinance our rental property.  Your team…

Client Testimonials

Hear what our happy clients are saying...
  • “I am happy to share that Gabe Radford, referred to me by my realtor, handled the purchase loan for my new home ahead of schedule and with great communication and ease. I can especially appreciate his professionalism because I once worked in the lending industry and know how hard this process can be. Gabe and his great team, Laura Saucedo in particular,  took excellent care of me and I would recommend him to anyone I know who needs home financing. Thank you, Gabe!” ~ Maryam Rasouli

  • “Dear Onur, I just wanted to write you a short note to say how much I appreciate your efforts and diligence in securing what was a very challenging loan for my new house. You operated in an extremely efficient and professional manner and most importantly delivered what many other people could not. I would highly recommend you to anyone looking to secure a loan or on any other financial matters as you are honest hard-working and get results! Many thanks from the bottom of my heart.” ~ Ash Baron-Cohen

  • “John Mills and the SBEL team were complete professionals in finding us the best loan rate and mortgage package.
    They took the time to review multiple home financing options and assisted us in choosing the package that was best for us.
    Most importantly, they showed true care and commitment by following up quickly on all details and making sure that we were comfortable with the process from start to finish.
    I would highly recommend John and the SBEL team to my friends, family, or anyone who is looking for home financing.” – Larry Meyers

  • “SBEL took a chance on us and because of this; we can now finish the project we started. Thank you SBEL for believing in us when it seemed like no one else did.”

  • “I have refinanced my mortgage three times over the past 14 years, all handled by South Bay Equity Lending. They are the best at managing the entire mortgage process, from finding the right deal for you, all the way through to closing the deal.”

     “Applications for mortgages these days are complicated and highly detailed, with much supporting documentation required. The folks at South Bay Equity Lending do all the hard work for you. They start by knowing the mortgage marketplace, finding you the best mortgage option for your personal financial situation. Then they guide you through the application, providing you a list of required supporting documents, and working with the lender to keep the process moving along. They assist you in any way they can, and they even make the document signing process work in a way that fits your busy schedule. “

     “I have worked with other mortgage brokers, but none have measured up to the high standards of South Bay Equity Lending. They’re honest, dependable, and focused on securing the deal that’s best for you. I will continue to use them for all my mortgage needs, and I highly recommend that you work with them for your next mortgage, whether it’s a new home purchase or a refinancing. You can always depend on them to get the right deal done right.”

     

     

     

Our Friendly Staff

Matt Hadnett

Matthew Hadnett
Principal, President, Broker

DRE# 1319592  NMLS# 313412

Nancy Solorzano

Nancy Solorzano
Loan Officer

DRE# 01404533  NMLS# 326914

Rudy Corona

Rudy Corona
Loan Officer

DRE# 01343760  NMLS# 999113

John Burke Loan Officer

John Burke
Loan Officer

DRE# 02084493  NMLS#  829536

Andy final update

Andy Elliott
Sales Manager

DRE# 01989622  NMLS# 869322

John Mills

John Mills
Loan Officer

DRE# 01987451  NMLS# 1309923

Tom Hardesty

Tom Hardesty
Loan Officer

DRE# 01813100  NMLS# 824814

Josh Thomas

Joshua Thomas
Loan Officer

DRE# 01914607  NMLS# 802745

Ann Gildersleeve

Ann Gildersleeve
Loan Officer

DRE# 01096516  NMLS# 1180651

Gabe Radford

Gabe Radford
Mortgage Broker

DRE# 01230200  NMLS# 1119924

Drew Hardesty
Loan Officer

DRE# 01989334  NMLS# 1332878

Ashley Perez
Loan Officer

DRE# 01989334  NMLS# 1332878

Chris Turkmany

Chris Turkmany
Loan Officer

DRE# 01821441  NMLS# 356813

Henry Spennato
Mortgage Broker

DRE# 01252624  NMLS# 338909

Onur Coskun
Loan Officer

DRE# 01893073  NMLS# 322100

Bill Braun
Loan Officer

DRE# 01893073  NMLS# 322100

Happy Clients

Jim Sepanek
Chelsea Trooper
Jim McKechnie
Kimberlee Benz
Maryam Rasouli
Nathan Barnard
Veronica Sun
Ash Baron-Cohen
Christine Daniels & Michael Petersen
Jessica Kates
Don't wait, contact us today for a free mortgage check-up!