“Matt, Andy and the team at South Bay Equity were a breath of fresh air to work with. Their professionalism and expertise turned what was a very difficult and cumbersome process into a smooth transaction. They are now (without hesitation) my top referral to anyone looking to buy a home.”

“Words can’t describe how well the South Bay Equity Lending team took care of us.  Matt and Andy made our first time home buying experience as smooth as possible.  Being our first time, we had tons of questions.  Andy and Matt were extremely patient. They took the time to explain every step of the process and they were always available to us.  Even after normal business hours!  Our best interest was always their first priority. As a result, we got an amazing rate and they qualified us for a loan that covered 100% of our closing costs.  We even had enough left over to buy down some points!!!!! What can I say?  This team is top notch and if you are looking for a mortgage broker, look no further. What can I say, other than this team is top notch. Thanks guys”

“You guys are Magicians of Municipal Money Maneuvers.”

“As a first time home buyer there was a lot of anxiety about the home buying process and at times thoughts of maybe now is not the right time. Working with John Mills was such an ease and alleviated a lot of the concern around things that were so foreign to me. John takes the time to explain things, puts all the options on the table and doesn’t pressure you into making any particular decision. He is responsive and goes out of his way to make sure that you have all the information you need and does it with such ease. It was a great pleasure working with John and I definitely would recommend them to others.”

“It’s another beautiful day, so I am out there enjoying it.”