SBEL has the resources and relationships to get your mortgage loan done when others can’t. We will work with you to identify the best alternative for your unique situation. This includes hard to prove income, high loan to value, too much existing debt, less-than-perfect credit, and bankruptcy or foreclosure. We are also your jumbo loan experts.
Refinancing and consolidating your debt with a South Bay Equity Lending loan can lower the total amount you pay out each month. You can even arrange to have extra cash. We’ll help you consolidate your high-interest debt, get extra cash for the things you’ve always wanted to do. You’ll get your money fast. We close loans in as little as 25 days.
Are you a senior over 62 years of age? You may be eligible to convert part of your home equity into cash from loan proceeds. You can do this without having to sell your home or give up the title as long as property taxes and homeowner’s insurance are kept up to date. Instead of making monthly principal and interest payments to a lender, a reverse mortgage loan allows you to receive payments from the lender.
SBEL is your solution when…you want a great team to help you purchase your first home. Situation: Shawn Pascale…
SBEL is your solution when...you're looking for a lender you can trust to help provide loan options and navigate the…
SBEL is your solution when...your dream of owning your first home is becoming a reality. Situation: Heather Lance is…
“Matthew Hadnett and his team were the most professional lending company that I have ever used in the South Bay! They were always prompt in my requests and were readily available to answer my questions I had about the loan process. His commitment to getting you the best outcome in the financing of your loan is evident in that he will always give you options and makes it easy for you to close on time. We had the most trust in him and his team in dealing with our loan we would recommend him to anyone that is looking for an honest, trustworthy, and knowledgeable person in the industry. We will continue to do business with Matt and his team for all our home financial needs in the future!”
“We do not have enough words to express our gratitude and appreciation for all your hard work, time and effort that was put into helping us. We had tried other big named banks and credit unions and they didn’t even want to bother taking the time of day to look at us with seriousness and possibly qualify us. But when we came to Lily and her awesome company, we were astounded by their dedication. The SBEL team not only took the time, but went above and beyond to help us realize our dream. Thank you from the bottom of our hearts!”
“Words could never express how grateful and thankful we are to you for making our dream come true in buying our first home.”
“What a great job. We are writing to thank you for all your help and to specially acknowledge a job well done. I have been in the lending business for thirty years and have seen the good and the bad. You guys are the best. We pre-screened our loan with you through Chris Turkmany, who was great. Once we found our home, we submitted the application to you. We were not sure what to expect in this day of post 2008 financial collapse. As with all deals, we had a story. You guys did a great job in sharing that story and getting us what we still believe was the best deal possible. We hit a small bump at the beginning, but you guys rallied and showed us what a well managed and professional operation can do for their client. There was some hand holding and walking us through the details. All communication was done quickly and expeditiously. When rates moved, you locked us in and closed the transaction exactly as you had promised. I know how rare this is in this day and age, so this was greatly appreciated. Matt, you have a great staff and they did everything we could have asked for, to get us into our new home. THANKS.”
“I have worked with Josh thru 3 refinances of my mortgage. He is so understanding, patient and explains everything to you as the process goes along. Always willing to answer ALL you may have. No question is stupid. I highly recommend Josh for all your mortgage needs.”