SBEL has the resources and relationships to get your mortgage loan done when others can’t. We will work with you to identify the best alternative for your unique situation. This includes hard to prove income, high loan to value, too much existing debt, less-than-perfect credit, and bankruptcy or foreclosure. We are also your jumbo loan experts.
Refinancing and consolidating your debt with a South Bay Equity Lending loan can lower the total amount you pay out each month. You can even arrange to have extra cash. We’ll help you consolidate your high-interest debt, get extra cash for the things you’ve always wanted to do. You’ll get your money fast. We close loans in as little as 25 days.
Are you a senior over 62 years of age? You may be eligible to convert part of your home equity into cash from loan proceeds. You can do this without having to sell your home or give up the title as long as property taxes and homeowner’s insurance are kept up to date. Instead of making monthly principal and interest payments to a lender, a reverse mortgage loan allows you to receive payments from the lender.
SBEL is your solution when…a reverse mortgage will eliminate your monthly mortgage payments and give you the extra cash to…
SBEL is your solution when…you are in the middle of a construction project and you realize you need additional financing.…
SBEL is your solution…when a reverse mortgage will allow you to retire in place. Situation: Ray Strait had seen…
“Matthew Hadnett and his team were the most professional lending company that I have ever used in the South Bay! They were always prompt in my requests and were readily available to answer my questions I had about the loan process. His commitment to getting you the best outcome in the financing of your loan is evident in that he will always give you options and makes it easy for you to close on time. We had the most trust in him and his team in dealing with our loan we would recommend him to anyone that is looking for an honest, trustworthy, and knowledgeable person in the industry. We will continue to do business with Matt and his team for all our home financial needs in the future!”
“Matt, Andy and the team at South Bay Equity were a breath of fresh air to work with. Their professionalism and expertise turned what was a very difficult and cumbersome process into a smooth transaction. They are now (without hesitation) my top referral to anyone looking to buy a home.”
“Gabe was incredible to work with! My wife and I are both self employed with complicated tax returns, Gabe reviewed our information and quickly came up with a plan to help us buy our home. Gabe and his staff were on top of the whole process from the first day we met with Gabe to the day we closed escrow. We couldn’t be happier! Gabe was even able to get our loan to close 7 days ahead of schedule which was a big help. I would recommend Gabe to my closest friends and all of my family members. Gabe is knowledgeable and we felt like he really cared about helping us get the home we wanted!”
“We do not have enough words to express our gratitude and appreciation for all your hard work, time and effort that was put into helping us. We had tried other big named banks and credit unions and they didn’t even want to bother taking the time of day to look at us with seriousness and possibly qualify us. But when we came to Lily and her awesome company, we were astounded by their dedication. The SBEL team not only took the time, but went above and beyond to help us realize our dream. Thank you from the bottom of our hearts!”
“Boy, oh boy, am I glad I listened to Henry. He not only came through with what he promised but a lot more. When escrow closed I not only got money up front, but another big check to come at the end of my first year. Plus, my home insurance and property taxes will be paid annually as part of the deal.”