SBEL has the resources and relationships to get your mortgage loan done when others can’t. We will work with you to identify the best alternative for your unique situation. This includes hard to prove income, high loan to value, too much existing debt, less-than-perfect credit, and bankruptcy or foreclosure. We are also your jumbo loan experts.
Refinancing and consolidating your debt with a South Bay Equity Lending loan can lower the total amount you pay out each month. You can even arrange to have extra cash. We’ll help you consolidate your high-interest debt, get extra cash for the things you’ve always wanted to do. You’ll get your money fast. We close loans in as little as 25 days.
Are you a senior over 62 years of age? You may be eligible to convert part of your home equity into cash from loan proceeds. You can do this without having to sell your home or give up the title as long as property taxes and homeowner’s insurance are kept up to date. Instead of making monthly principal and interest payments to a lender, a reverse mortgage loan allows you to receive payments from the lender.
SBEL is your solution when...you are purchasing your first home and you would like a mortgage expert to guide you…
SBEL is your solution when...as a newly divorced mom, just starting back in the work force, you want to refinance…
SBEL is your solution when…you to want to live the rest of your retirement years in your beautiful South Bay…
“Gabe was incredible to work with! My wife and I are both self employed with complicated tax returns, Gabe reviewed our information and quickly came up with a plan to help us buy our home. Gabe and his staff were on top of the whole process from the first day we met with Gabe to the day we closed escrow. We couldn’t be happier! Gabe was even able to get our loan to close 7 days ahead of schedule which was a big help. I would recommend Gabe to my closest friends and all of my family members. Gabe is knowledgeable and we felt like he really cared about helping us get the home we wanted!”
“Matt and his team are always helpful and very knowledgeable. We have always been happy with the end result!”
“If you’re not utilizing the talents of Matt Hadnett and his experienced crew for your lending needs you need to make it happen! They’re the best deal around! Period!”
“Everything about being a first time home owner is terrifying, but with the help of Matt and Andy, we can honestly say that buying our first house was one of the easiest things we have ever done. The pleasure was all ours working with them. Andy kept in touch with us every day, teaching us about the process, updating us on the status of the purchase, and most importantly giving us reassurance during a time that was both exciting and frightening. This made us feel at ease and not overwhelmed unlike the stories we have heard from our friends during their house buying process. The gratitude that we have for this company is inestimable. We can’t believe everything went so smoothly! We highly recommend anyone looking to purchase or refinance to go with South Bay Equity Lending. We will surely use them again in the future. Thank you South Bay Equity Lending, you all played a huge part in making our dreams come true.”
“Thanks to Josh! He’s an honest man, full of integrity & he’s hard working. He made a complicated and scary process so much easier – and he did it with a big smile and a great attitude.”