SBEL is your solution when...

are ready to purchase your first home.

SBEL is your solution when...

you want to take cash out for some remodeling.

SBEL is your solution when...

you want a bank statement loan for self-employed borrowers

Residential Mortgage Loans

SBEL has the resources and relationships to get your mortgage loan done when others can’t. We will work with you to identify the best alternative for your unique situation. This includes hard to prove income, high loan to value, too much existing debt, less-than-perfect credit, and bankruptcy or foreclosure. We are also your jumbo loan experts.

Refinancing & Debt Management

Refinancing and consolidating your debt with a South Bay Equity Lending loan can lower the total amount you pay out each month. You can even arrange to have extra cash. We’ll help you consolidate your high-interest debt, get extra cash for the things you’ve always wanted to do. You’ll get your money fast. We close loans in as little as 25 days.

Reverse Mortgage Loans

Are you a senior over 62 years of age? You may be eligible to convert part of your home equity into cash from loan proceeds. You can do this without having to sell your home or give up the title as long as property taxes and homeowner’s insurance are kept up to date. Instead of making monthly principal and interest payments to a lender, a reverse mortgage loan allows you to receive payments from the lender.

Recent News

Kelly R.’s Success Story

"Nancy Solorzano at South Bay Equity Lending was truly exceptional. As first time home buyers, we had no idea what…

Bill W.’s Success Story

Bill W.’s Success Story

“I’ve completed many financings and refinancing over the years and this was the most positive experience I have had. From…

Larry Meyers’ Success Story

Larry Meyers’ Success Story

"John Mills and the SBEL team were complete professionals in finding us the best loan rate and mortgage package. They…

Client Testimonials

Hear what our happy clients are saying...
  • “Nancy was able to get me the BEST rate on the market and I will undoubtedly be referring her and South Bay Equity Lending to my family, friends, clients, and co-workers. Thank you Nancy for your incredible service, you’re a true professional!”

  • “Matt Hadnett and his whole team at SBEL were wonderful to work with. As a newly divorced mom, just starting back in the work force, Matt was the only one able to help me refinance my previously joint home loan into my own name. He made it happen when no other bank or lending company was able to do so. No doubt a lot of documentation is required for a refi, yet Matt made it an easy and seamless process. I am forever grateful for Matt’s integrity and professionalism in securing me a loan. Please don’t hesitate to speak to Matt and the SBEL team for all your home loan and home refinance needs!”

  • “Thank you so much for getting this done quickly and efficiently. I highly recommend Tom Hardesty and Laura Saucedo to anyone who needs to refinance. They are a great team.”

  • “Words could never express how grateful and thankful we are to you for making our dream come true in buying our first home.”

  • “Thanks everyone!  We had a great team.  We will definitely be referring you if any of our friends or family are in the market.”

Our Friendly Staff

Matt Hadnett

Matthew Hadnett
Principal, President, Broker

DRE# 1319592  NMLS# 313412

Nancy Solorzano

Nancy Solorzano
Loan Officer

DRE# 01404533  NMLS# 326914

Fritz Hoffman

Fritz Hoffman
Loan Officer

DRE# 01942735  NMLS# 570548

John Mills
Loan Officer

DRE# 01987451  NMLS# 1309923

Tom Hardesty

Tom Hardesty
Loan Officer

DRE# 01813100  NMLS# 824814

Josh Thomas

Joshua Thomas
Loan Officer

DRE# 01914607  NMLS# 802745

Rudy Corona
Loan Officer

DRE# 01343760  NMLS# 999113

Ann Gildersleeve
Loan Officer

DRE# 01096516  NMLS# 1180651

Gabe Radford

Gabe Radford
Mortgage Broker

DRE# 01230200  NMLS# 1119924

Drew Hardesty
Loan Officer

DRE# 01989334  NMLS# 1332878

Henry Munoz
Mortgage Broker

DRE# 01786680  NMLS# 228855

Andy Elliott
Sales Manager

DRE# 01989622  NMLS# 869322

Chris Turkmany
Loan Officer

DRE# 01821441  NMLS# 356813

Henry Spennato
Mortgage Broker

DRE# 01252624  NMLS# 338909

Onur Coskun
Loan Officer

DRE# 01893073  NMLS# 322100

Happy Clients

Bill W.
Larry Meyers
Omar Sakr
Matt and Kelly Galen
Greg Saliba
CJ and Megan Sun
Debbie Droste
Nestor and Karen Alvarez
Jorg Wallrabe
Melissa Okabe
Don't wait, contact us today for a free mortgage check-up!