SBEL is your solution when...

want to lower your monthly payments

SBEL is your solution when...

you want to refinance an investment property.

SBEL is your solution when...

you want to take cash out for some remodeling.

Residential Mortgage Loans

SBEL has the resources and relationships to get your mortgage loan done when others can’t. We will work with you to identify the best alternative for your unique situation. This includes hard to prove income, high loan to value, too much existing debt, less-than-perfect credit, and bankruptcy or foreclosure. We are also your jumbo loan experts.

Refinancing & Debt Management

Refinancing and consolidating your debt with a South Bay Equity Lending loan can lower the total amount you pay out each month. You can even arrange to have extra cash. We’ll help you consolidate your high-interest debt, get extra cash for the things you’ve always wanted to do. You’ll get your money fast. We close loans in as little as 25 days.

Reverse Mortgage Loans

Are you a senior over 62 years of age? You may be eligible to convert part of your home equity into cash from loan proceeds. You can do this without having to sell your home or give up the title as long as property taxes and homeowner’s insurance are kept up to date. Instead of making monthly principal and interest payments to a lender, a reverse mortgage loan allows you to receive payments from the lender.

Recent News

Client Testimonials

Hear what our happy clients are saying...
  • “The house we found was an imaginative property, a distressed old hillside beauty. Working with the big banks was like tramping through mud. They were unwieldy and downright cranky about the condition of the old property, which was, of course, what made it such a genius investment. We needed to find a company that would simultaneously embrace our vision while helping us navigate the finicky waters of underwriting. Matt and Andy stayed upbeat even when things looked bleak and in the end we laughed, literally, all the way to the bank. They helped us pull off a very tricky refinance on another investment and now our portfolio is growing geometrically. Thanks guys, you mastered an elegant and unexpected solution to our investment goals.”

  • “I believe that all Mortgage 2000/SBEL employees are in the business of making our borrowers dreams come true, I am very pleased to report that South Bay Equity Lending team made my dream of refinancing my home come true.”

  • “After using South Bay Equity to purchase our home in 2013, we did not hesitate to reach out to them to refinance this past year. They gave us daily updates on the loan process, were easy to communicate with, and got us a great interest rate with a much lower monthly payment. Should any financing situation arise in the future, SBEL will be first on our list to call. We’d recommend them to anyone!”

  • “Matthew Hadnett and his team were the most professional lending company that I have ever used in the South Bay!  They were always prompt in my requests and were readily available to answer my questions I had about the loan process.  His commitment to getting you the best outcome in the financing of your loan is evident in that he will always give you options and makes it easy for you to close on time.  We had the most trust in him and his team in dealing with our loan we would recommend him to anyone that is looking for an honest, trustworthy, and knowledgeable person in the industry. We will continue to do business with Matt and his team for all our home financial needs in the future!”

  • “As a first time home buyer there was a lot of anxiety about the home buying process and at times thoughts of maybe now is not the right time. Working with John Mills was such an ease and alleviated a lot of the concern around things that were so foreign to me. John takes the time to explain things, puts all the options on the table and doesn’t pressure you into making any particular decision. He is responsive and goes out of his way to make sure that you have all the information you need and does it with such ease. It was a great pleasure working with John and I definitely would recommend them to others.”

Our Friendly Staff

Matt Hadnett

Matthew Hadnett
Principal, President

BRE# 1319592  NMLS# 313412

Nancy Solorzano

Nancy Solorzano
Loan Officer

BRE# 01404533  NMLS# 326914

Fritz Hoffman

Fritz Hoffman
Loan Officer

BRE# 01942735  NMLS# 570548

John Mills
Chief Marketing Officer

BRE# 01987451  NMLS# 1309923

Tom Hardesty

Tom Hardesty
Loan Officer

BRE# 01813100  NMLS# 824814

Josh Thomas

Joshua Thomas
Loan Officer

BRE# 01914607  NMLS# 802745

Ann Gildersleeve
Loan Officer

BRE# 01096516  NMLS# 1180651

Gabe Radford

Gabe Radford
Mortgage Broker

BRE# 01230200  NMLS# 1119924

Drew Hardesty
Loan Officer

BRE# 01989334  NMLS# 1332878

Henry Munoz
Loan Officer

BRE# 01786680  NMLS# 228855

Andy Elliott
Loan Officer

BRE# 01989622  NMLS# 869322

Chris Turkmany
Loan Officer

BRE# 01821441  NMLS# 356813

Evelyn Pam Lee
Mortgage Broker

BRE# 01717427  NMLS# 1059655

Onur Coskun
Loan Officer

BRE# 01893073  NMLS# 322100

Happy Clients

John Carmichael
Edgar and Guadalupe Arce
Raymond Strait
Sarkis Haroutunian
Pauline Tanaka
Albert and Carolyn Baum
Jeremy Baker
Jeffrey and Kelly Hines
Shawn Pascale
Dan and Kim Pierce
Don't wait, contact us today for a free mortgage check-up!