SBEL has the resources and relationships to get your mortgage loan done when others can’t. We will work with you to identify the best alternative for your unique situation. This includes hard to prove income, high loan to value, too much existing debt, less-than-perfect credit, and bankruptcy or foreclosure. We are also your jumbo loan experts.
Refinancing and consolidating your debt with a South Bay Equity Lending loan can lower the total amount you pay out each month. You can even arrange to have extra cash. We’ll help you consolidate your high-interest debt, get extra cash for the things you’ve always wanted to do. You’ll get your money fast. We close loans in as little as 25 days.
Are you a senior over 62 years of age? You may be eligible to convert part of your home equity into cash from loan proceeds. You can do this without having to sell your home or give up the title as long as property taxes and homeowner’s insurance are kept up to date. Instead of making monthly principal and interest payments to a lender, a reverse mortgage loan allows you to receive payments from the lender.
"South Bay Equity Lending just processed the quickest refinance I have ever experienced. Matt called me back within 10 minutes…
"Dear Onur, I just wanted to write you a short note to say how much I appreciate your efforts and…
"South Bay Equity Lending made obtaining a loan on our first home a piece of cake! Really, not joking. Matt…
“I truly appreciate how you got that loan closed when no one else could! I’ll make sure I spread the word on how great and quick you work! Thank you again.”
“It was very easy to work with John and SBEL. We have refinanced a couple of times in the past, and this was the easiest, quickest and least painful refi transaction we have experienced by far. John was very accommodating and flexible to meet our requests. The whole process was done fast and easily, in a friendly and easy-going environment. I would recommend anyone with a need for real estate financing to work with SBEL. The whole staff at SBEL are amazing!”
“I’ve completed many financings and refinancing over the years and this was the most positive experience I have had. From the beginning of the process, Nancy was timely, knowledgeable and considerate of my needs. I recommend her wholeheartedly.”
“Matt, Andy and the team at South Bay Equity were a breath of fresh air to work with. Their professionalism and expertise turned what was a very difficult and cumbersome process into a smooth transaction. They are now (without hesitation) my top referral to anyone looking to buy a home.”
“Andy Elliott and his team at South Bay Equity Lending are great professionals that will go the extra mile for you. Our entire refinancing process took 4 weeks and even better, we barely had to do anything. Amazing customer service and a great connection with the banking industry. If you want someone who will work hard for you and make the refinancing process a breeze, reach out to Andy and his team.”