SBEL has the resources and relationships to get your mortgage loan done when others can’t. We will work with you to identify the best alternative for your unique situation. This includes hard to prove income, high loan to value, too much existing debt, less-than-perfect credit, and bankruptcy or foreclosure. We are also your jumbo loan experts.
Refinancing and consolidating your debt with a South Bay Equity Lending loan can lower the total amount you pay out each month. You can even arrange to have extra cash. We’ll help you consolidate your high-interest debt, get extra cash for the things you’ve always wanted to do. You’ll get your money fast. We close loans in as little as 25 days.
Are you a senior over 62 years of age? You may be eligible to convert part of your home equity into cash from loan proceeds. You can do this without having to sell your home or give up the title as long as property taxes and homeowner’s insurance are kept up to date. Instead of making monthly principal and interest payments to a lender, a reverse mortgage loan allows you to receive payments from the lender.
"I am happy to share that Gabe Radford, referred to me by my realtor, handled the purchase loan for my…
“John made the Home Refi experience fun and easy, let alone he got us a great rate!” “John took the…
“I highly recommend John. You’ll be in good capable hands for your refinance or home loan. He’s the best!” –…
“Nancy was able to get me the BEST rate on the market and I will undoubtedly be referring her and South Bay Equity Lending to my family, friends, clients, and co-workers. Thank you Nancy for your incredible service, you’re a true professional!”
“Andy Elliott and his team at South Bay Equity Lending are great professionals that will go the extra mile for you. Our entire refinancing process took 4 weeks and even better, we barely had to do anything. Amazing customer service and a great connection with the banking industry. If you want someone who will work hard for you and make the refinancing process a breeze, reach out to Andy and his team.”
“I believe that all Mortgage 2000/SBEL employees are in the business of making our borrowers dreams come true, I am very pleased to report that South Bay Equity Lending team made my dream of refinancing my home come true.”
“SBEL took a chance on us and because of this; we can now finish the project we started. Thank you SBEL for believing in us when it seemed like no one else did.”
“South Bay Equity Lending was recommended to me by a longtime trusted business associate and has been an advisor of sorts since the opening of my company in 2005. As a business owner, I was finding it hard to finance some long term projects and needed a different approach. I noticed that banks were not looking at the whole business, holistically, not taking into account 14 years of success and the way our cash flow traditionally works for us. In our business, there are some calendar months that are slow, and the traditional banks could not get past this, even though we could show our profits and the incoming payments from our long term clients that are always forthcoming after these slower months. South Bay was able to show lenders that we are prime candidates for the loans we were going for. The South Bay team are some of the most friendly and professional people I have ever met – they definitely look at the long-term business relationship and really care about their clients’ success – their record speaks for itself. I will continually recommend this company to anyone that will listen!”