SBEL is your solution when...

want to lower your monthly payments

SBEL is your solution when...

you want to refinance an investment property.

SBEL is your solution when...

you want to take cash out for some remodeling.

Residential Mortgage Loans

SBEL has the resources and relationships to get your mortgage loan done when others can’t. We will work with you to identify the best alternative for your unique situation. This includes hard to prove income, high loan to value, too much existing debt, less-than-perfect credit, and bankruptcy or foreclosure. We are also your jumbo loan experts.

Refinancing & Debt Management

Refinancing and consolidating your debt with a South Bay Equity Lending loan can lower the total amount you pay out each month. You can even arrange to have extra cash. We’ll help you consolidate your high-interest debt, get extra cash for the things you’ve always wanted to do. You’ll get your money fast. We close loans in as little as 25 days.

Reverse Mortgage Loans

Are you a senior over 62 years of age? You may be eligible to convert part of your home equity into cash from loan proceeds. You can do this without having to sell your home or give up the title as long as property taxes and homeowner’s insurance are kept up to date. Instead of making monthly principal and interest payments to a lender, a reverse mortgage loan allows you to receive payments from the lender.

Recent News

Client Testimonials

Hear what our happy clients are saying...
  • “We would like to thank you for making our whole refinance experience effortless. Personally I used to cringe at the word “refi”, but now after my second refinance with you, I don’t feel that tense feeling anymore when considering refinancing my loans. You and your staff were on the ball the whole way through the process and responded to our needs and questions quickly and efficiently. We especially appreciate the personalized service of coming to our house to sign the final documents. That is great customer service. We have recommended you several times to friends and family and each person that used your company has had great responses after doing business with you. We will continue to recommend your mortgage loan services. Thank you again for taking great care of us during the refinance of our home loan. We look forward to working with you and your staff again.”

  • “Thank you so much for getting this done quickly and efficiently. I highly recommend Tom Hardesty and Laura Saucedo to anyone who needs to refinance. They are a great team.”

  • “What a great job. We are writing to thank you for all your help and to specially acknowledge a job well done. I have been in the lending business for thirty years and have seen the good and the bad. You guys are the best. We pre-screened our loan with you through Chris Turkmany, who was great. Once we found our home, we submitted the application to you. We were not sure what to expect in this day of post 2008 financial collapse. As with all deals, we had a story. You guys did a great job in sharing that story and getting us what we still believe was the best deal possible. We hit a small bump at the beginning, but you guys rallied and showed us what a well managed and professional operation can do for their client. There was some hand holding and walking us through the details. All communication was done quickly and expeditiously. When rates moved, you locked us in and closed the transaction exactly as you had promised. I know how rare this is in this day and age, so this was greatly appreciated. Matt, you have a great staff and they did everything we could have asked for, to get us into our new home. THANKS.”

     

  • “YAHOOOOOOOOOOO…….you guys continue to put smiles on our faces”

  • “Matthew Hadnett and his team were the most professional lending company that I have ever used in the South Bay!  They were always prompt in my requests and were readily available to answer my questions I had about the loan process.  His commitment to getting you the best outcome in the financing of your loan is evident in that he will always give you options and makes it easy for you to close on time.  We had the most trust in him and his team in dealing with our loan we would recommend him to anyone that is looking for an honest, trustworthy, and knowledgeable person in the industry. We will continue to do business with Matt and his team for all our home financial needs in the future!”

Our Friendly Staff

Matt Hadnett

Matthew Hadnett
Principal, President

BRE# 1319592  NMLS# 313412

Nancy Solorzano

Nancy Solorzano
Loan Officer

BRE# 01404533  NMLS# 326914

Fritz Hoffman

Fritz Hoffman
Loan Officer

BRE# 01942735  NMLS# 570548

John Mills
Chief Marketing Officer

BRE# 01987451  NMLS# 1309923

Tom Hardesty

Tom Hardesty
Loan Officer

BRE# 01813100  NMLS# 824814

Josh Thomas

Joshua Thomas
Loan Officer

BRE# 01914607  NMLS# 802745

Ann Gildersleeve
Loan Officer

BRE# 01096516  NMLS# 1180651

Gabe Radford

Gabe Radford
Mortgage Broker

BRE# 01230200  NMLS# 1119924

Drew Hardesty
Loan Officer

BRE# 01989334  NMLS# 1332878

Henry Munoz
Loan Officer

BRE# 01786680  NMLS# 228855

Andy Elliott
Loan Officer

BRE# 01989622  NMLS# 869322

Chris Turkmany
Loan Officer

BRE# 01821441  NMLS# 356813

Evelyn Pam Lee
Mortgage Broker

BRE# 01717427  NMLS# 1059655

Onur Coskun
Loan Officer

BRE# 01893073  NMLS# 322100

Happy Clients

John Carmichael
Edgar and Guadalupe Arce
Raymond Strait
Sarkis Haroutunian
Pauline Tanaka
Albert and Carolyn Baum
Jeremy Baker
Jeffrey and Kelly Hines
Shawn Pascale
Dan and Kim Pierce
Don't wait, contact us today for a free mortgage check-up!