SBEL is your solution when...

want to lower your monthly payments

SBEL is your solution when...

you want to refinance an investment property.

SBEL is your solution when...

you want to take cash out for some remodeling.

Residential Mortgage Loans

SBEL has the resources and relationships to get your mortgage loan done when others can’t. We will work with you to identify the best alternative for your unique situation. This includes hard to prove income, high loan to value, too much existing debt, less-than-perfect credit, and bankruptcy or foreclosure. We are also your jumbo loan experts.

Refinancing & Debt Management

Refinancing and consolidating your debt with a South Bay Equity Lending loan can lower the total amount you pay out each month. You can even arrange to have extra cash. We’ll help you consolidate your high-interest debt, get extra cash for the things you’ve always wanted to do. You’ll get your money fast. We close loans in as little as 25 days.

Reverse Mortgage Loans

Are you a senior over 62 years of age? You may be eligible to convert part of your home equity into cash from loan proceeds. You can do this without having to sell your home or give up the title as long as property taxes and homeowner’s insurance are kept up to date. Instead of making monthly principal and interest payments to a lender, a reverse mortgage loan allows you to receive payments from the lender.

Recent News

Client Testimonials

Hear what our happy clients are saying...
  • “What a great job. We are writing to thank you for all your help and to specially acknowledge a job well done. I have been in the lending business for thirty years and have seen the good and the bad. You guys are the best. We pre-screened our loan with you through Chris Turkmany, who was great. Once we found our home, we submitted the application to you. We were not sure what to expect in this day of post 2008 financial collapse. As with all deals, we had a story. You guys did a great job in sharing that story and getting us what we still believe was the best deal possible. We hit a small bump at the beginning, but you guys rallied and showed us what a well managed and professional operation can do for their client. There was some hand holding and walking us through the details. All communication was done quickly and expeditiously. When rates moved, you locked us in and closed the transaction exactly as you had promised. I know how rare this is in this day and age, so this was greatly appreciated. Matt, you have a great staff and they did everything we could have asked for, to get us into our new home. THANKS.”

     

  • “Words can’t describe how well the South Bay Equity Lending team took care of us.  Matt and Andy made our first time home buying experience as smooth as possible.  Being our first time, we had tons of questions.  Andy and Matt were extremely patient. They took the time to explain every step of the process and they were always available to us.  Even after normal business hours!  Our best interest was always their first priority. As a result, we got an amazing rate and they qualified us for a loan that covered 100% of our closing costs.  We even had enough left over to buy down some points!!!!! What can I say?  This team is top notch and if you are looking for a mortgage broker, look no further. What can I say, other than this team is top notch. Thanks guys”

  • “Matt Hadnett and his whole team at SBEL were wonderful to work with. As a newly divorced mom, just starting back in the work force, Matt was the only one able to help me refinance my previously joint home loan into my own name. He made it happen when no other bank or lending company was able to do so. No doubt a lot of documentation is required for a refi, yet Matt made it an easy and seamless process. I am forever grateful for Matt’s integrity and professionalism in securing me a loan. Please don’t hesitate to speak to Matt and the SBEL team for all your home loan and home refinance needs!”

  • “The house we found was an imaginative property, a distressed old hillside beauty. Working with the big banks was like tramping through mud. They were unwieldy and downright cranky about the condition of the old property, which was, of course, what made it such a genius investment. We needed to find a company that would simultaneously embrace our vision while helping us navigate the finicky waters of underwriting. Matt and Andy stayed upbeat even when things looked bleak and in the end we laughed, literally, all the way to the bank. They helped us pull off a very tricky refinance on another investment and now our portfolio is growing geometrically. Thanks guys, you mastered an elegant and unexpected solution to our investment goals.”

  • “Challenging was to say the least. Tom, my lender worked diligently to help me qualify for my new home. I cannot thank Tom and South Bay Equity enough! Dreams do come true!”

Our Friendly Staff

Matt Hadnett

Matthew Hadnett
Principal, President

BRE# 1319592  NMLS# 313412

Nancy Solorzano

Nancy Solorzano
Loan Officer

BRE# 01404533  NMLS# 326914

Fritz Hoffman

Fritz Hoffman
Loan Officer

BRE# 01942735  NMLS# 570548

John Mills
Chief Marketing Officer

BRE# 01987451  NMLS# 1309923

Tom Hardesty

Tom Hardesty
Loan Officer

BRE# 01813100  NMLS# 824814

Josh Thomas

Joshua Thomas
Loan Officer

BRE# 01914607  NMLS# 802745

Ann Gildersleeve
Loan Officer

BRE# 01096516  NMLS# 1180651

Gabe Radford

Gabe Radford
Mortgage Broker

BRE# 01230200  NMLS# 1119924

Drew Hardesty
Loan Officer

BRE# 01989334  NMLS# 1332878

Henry Munoz
Loan Officer

BRE# 01786680  NMLS# 228855

Andy Elliott
Loan Officer

BRE# 01989622  NMLS# 869322

Chris Turkmany
Loan Officer

BRE# 01821441  NMLS# 356813

Evelyn Pam Lee
Mortgage Broker

BRE# 01717427  NMLS# 1059655

Onur Coskun
Loan Officer

BRE# 01893073  NMLS# 322100

Happy Clients

John Carmichael
Edgar and Guadalupe Arce
Raymond Strait
Sarkis Haroutunian
Pauline Tanaka
Albert and Carolyn Baum
Jeremy Baker
Jeffrey and Kelly Hines
Shawn Pascale
Dan and Kim Pierce
Don't wait, contact us today for a free mortgage check-up!