Kronfly family

SBEL is your solution when...

you want to take cash out for some remodeling.

Andy, Jorg & Matt

SBEL is your solution when...

you want a bank statement loan for self-employed borrowers

 

Residential Mortgage Loans

SBEL has the resources and relationships to get your mortgage loan done when others can’t. We will work with you to identify the best alternative for your unique situation. This includes hard to prove income, high loan to value, too much existing debt, less-than-perfect credit, and bankruptcy or foreclosure. We are also your jumbo loan experts.

 

Refinancing & Debt Management

Refinancing and consolidating your debt with a South Bay Equity Lending loan can lower the total amount you pay out each month. You can even arrange to have extra cash. We’ll help you consolidate your high-interest debt, get extra cash for the things you’ve always wanted to do. You’ll get your money fast. We close loans in as little as 25 days.

 

Reverse Mortgage Loans

Are you a senior over 62 years of age? You may be eligible to convert part of your home equity into cash from loan proceeds. You can do this without having to sell your home or give up the title as long as property taxes and homeowner’s insurance are kept up to date. Instead of making monthly principal and interest payments to a lender, a reverse mortgage loan allows you to receive payments from the lender.

Recent News

Jim McKechnie’s Success Story

Jim McKechnie’s Success Story

"Recently we realized we needed to take full advantage of low mortgage rates and refinance our rental property.  Your team…

Client Testimonials

Hear what our happy clients are saying...
  • “The house we found was an imaginative property, a distressed old hillside beauty. Working with the big banks was like tramping through mud. They were unwieldy and downright cranky about the condition of the old property, which was, of course, what made it such a genius investment. We needed to find a company that would simultaneously embrace our vision while helping us navigate the finicky waters of underwriting. Matt and Andy stayed upbeat even when things looked bleak and in the end we laughed, literally, all the way to the bank. They helped us pull off a very tricky refinance on another investment and now our portfolio is growing geometrically. Thanks guys, you mastered an elegant and unexpected solution to our investment goals.”

  • “You guys are Magicians of Municipal Money Maneuvers.”

  • “I highly recommend John. You’ll be in good capable hands for your refinance or home loan. He’s the best!” – Veronica Sun, Realtor, ReMax, License# 02017110

  • “I am happy to share that Gabe Radford, referred to me by my realtor, handled the purchase loan for my new home ahead of schedule and with great communication and ease. I can especially appreciate his professionalism because I once worked in the lending industry and know how hard this process can be. Gabe and his great team, Laura Saucedo in particular,  took excellent care of me and I would recommend him to anyone I know who needs home financing. Thank you, Gabe!” ~ Maryam Rasouli

  • “After using South Bay Equity to purchase our home in 2013, we did not hesitate to reach out to them to refinance this past year. They gave us daily updates on the loan process, were easy to communicate with, and got us a great interest rate with a much lower monthly payment. Should any financing situation arise in the future, SBEL will be first on our list to call. We’d recommend them to anyone!”

Our Friendly Staff

Matt Hadnett

Matthew Hadnett
Principal, President, Broker

DRE# 1319592  NMLS# 313412

Nancy Solorzano

Nancy Solorzano
Loan Officer

DRE# 01404533  NMLS# 326914

Rudy Corona

Rudy Corona
Loan Officer

DRE# 01343760  NMLS# 999113

John Burke Loan Officer

John Burke
Loan Officer

DRE# 02084493  NMLS#  829536

Andy final update

Andy Elliott
Sales Manager

DRE# 01989622  NMLS# 869322

John Mills

John Mills
Loan Officer

DRE# 01987451  NMLS# 1309923

Tom Hardesty

Tom Hardesty
Loan Officer

DRE# 01813100  NMLS# 824814

Josh Thomas

Joshua Thomas
Loan Officer

DRE# 01914607  NMLS# 802745

Ann Gildersleeve

Ann Gildersleeve
Loan Officer

DRE# 01096516  NMLS# 1180651

Gabe Radford

Gabe Radford
Mortgage Broker

DRE# 01230200  NMLS# 1119924

Drew Hardesty
Loan Officer

DRE# 01989334  NMLS# 1332878

Ashley Perez
Loan Officer

DRE# 01989334  NMLS# 1332878

Chris Turkmany

Chris Turkmany
Loan Officer

DRE# 01821441  NMLS# 356813

Henry Spennato
Mortgage Broker

DRE# 01252624  NMLS# 338909

Onur Coskun
Loan Officer

DRE# 01893073  NMLS# 322100

Bill Braun
Loan Officer

DRE# 01893073  NMLS# 322100

Happy Clients

Jim Sepanek
Chelsea Trooper
Jim McKechnie
Kimberlee Benz
Maryam Rasouli
Nathan Barnard
Veronica Sun
Ash Baron-Cohen
Christine Daniels & Michael Petersen
Jessica Kates
Don't wait, contact us today for a free mortgage check-up!