SBEL has the resources and relationships to get your mortgage loan done when others can’t. We will work with you to identify the best alternative for your unique situation. This includes hard to prove income, high loan to value, too much existing debt, less-than-perfect credit, and bankruptcy or foreclosure. We are also your jumbo loan experts.
Refinancing and consolidating your debt with a South Bay Equity Lending loan can lower the total amount you pay out each month. You can even arrange to have extra cash. We’ll help you consolidate your high-interest debt, get extra cash for the things you’ve always wanted to do. You’ll get your money fast. We close loans in as little as 25 days.
Are you a senior over 62 years of age? You may be eligible to convert part of your home equity into cash from loan proceeds. You can do this without having to sell your home or give up the title as long as property taxes and homeowner’s insurance are kept up to date. Instead of making monthly principal and interest payments to a lender, a reverse mortgage loan allows you to receive payments from the lender.
SBEL is your solution when...you are purchasing your first home and you would like a mortgage expert to guide you…
SBEL is your solution when...as a newly divorced mom, just starting back in the work force, you want to refinance…
SBEL is your solution when…you to want to live the rest of your retirement years in your beautiful South Bay…
“It’s another beautiful day, so I am out there enjoying it.”
“Words can’t describe how well the South Bay Equity Lending team took care of us. Matt and Andy made our first time home buying experience as smooth as possible. Being our first time, we had tons of questions. Andy and Matt were extremely patient. They took the time to explain every step of the process and they were always available to us. Even after normal business hours! Our best interest was always their first priority. As a result, we got an amazing rate and they qualified us for a loan that covered 100% of our closing costs. We even had enough left over to buy down some points!!!!! What can I say? This team is top notch and if you are looking for a mortgage broker, look no further. What can I say, other than this team is top notch. Thanks guys”
“Matt and his team are always helpful and very knowledgeable. We have always been happy with the end result!”
“A big thank you to everyone at South Bay Equity Lending, especially Matt Hadnett and his team with the purchase of my first home. If there were any questions Matt and his team were quick to answer. They made the process as simple and easy as possible. Thank you to everyone for this check mark on my bucket list!”
“As a first time home buyer there was a lot of anxiety about the home buying process and at times thoughts of maybe now is not the right time. Working with John was such an ease and alleviated a lot of the concern around things that were so foreign to me. John takes the time to explain things, puts all the options on the table and doesn’t pressure you into making any particular decision. He is responsive and goes out of his way to make sure that you have all the information you need and does it with such ease. It was a great pleasure working with John and I definitely would recommend them to others.”