Kronfly family

SBEL is your solution when...

you want to take cash out for some remodeling.

Andy, Jorg & Matt

SBEL is your solution when...

you want a bank statement loan for self-employed borrowers


Residential Mortgage Loans

SBEL has the resources and relationships to get your mortgage loan done when others can’t. We will work with you to identify the best alternative for your unique situation. This includes hard to prove income, high loan to value, too much existing debt, less-than-perfect credit, and bankruptcy or foreclosure. We are also your jumbo loan experts.


Refinancing & Debt Management

Refinancing and consolidating your debt with a South Bay Equity Lending loan can lower the total amount you pay out each month. You can even arrange to have extra cash. We’ll help you consolidate your high-interest debt, get extra cash for the things you’ve always wanted to do. You’ll get your money fast. We close loans in as little as 25 days.


Reverse Mortgage Loans

Are you a senior over 62 years of age? You may be eligible to convert part of your home equity into cash from loan proceeds. You can do this without having to sell your home or give up the title as long as property taxes and homeowner’s insurance are kept up to date. Instead of making monthly principal and interest payments to a lender, a reverse mortgage loan allows you to receive payments from the lender.

Recent News

Client Testimonials

Hear what our happy clients are saying...
  • “Nancy was able to get me the BEST rate on the market and I will undoubtedly be referring her and South Bay Equity Lending to my family, friends, clients, and co-workers. Thank you Nancy for your incredible service, you’re a true professional!”

  • “I have worked with Gabe Radford and South Bay Equity Lending on three separate transactions and
    most recently he helped me refinance my home in the Marina Del Rey. I can’t express enough how
    appreciative and happy I am with Gabe’s professionalism, knowledge and communication throughout
    each loan transaction from start to finish. I happily recommend working with him!”

  • “Gabe is my hero! My goal was to refinance my Marina Del Rey house and use some of the equity to do
    some remodeling. Gabe not only handled everything very professionally with a personal touch but he
    also helped me account for any possible project contingencies. The refinance and my remodel project
    went smoothly. Thank you, Gabe!”

  • “There are not enough stars to express my recommendation of Matt and his team. Over 15 years, I have done at least 3 deals with Matt and he ALWAYS delivers to my expectations. And he has become a trusted friend. Call Matt and it will be done. Simple and Fast.” ~Jim S.

  • “South Bay Equity Lending was recommended to me by a longtime trusted business associate and has been an advisor of sorts since the opening of my company in 2005. As a business owner, I was finding it hard to finance some long term projects and needed a different approach. I noticed that banks were not looking at the whole business, holistically, not taking into account 14 years of success and the way our cash flow traditionally works for us. In our business, there are some calendar months that are slow, and the traditional banks could not get past this, even though we could show our profits and the incoming payments from our long term clients that are always forthcoming after these slower months. South Bay was able to show lenders that we are prime candidates for the loans we were going for. The South Bay team are some of the most friendly and professional people I have ever met – they definitely look at the long-term business relationship and really care about their clients’ success – their record speaks for itself. I will continually recommend this company to anyone that will listen!”

Our Friendly Staff

Matt Hadnett

Matthew Hadnett
Principal, President, Broker

DRE# 1319592  NMLS# 313412

Nancy Solorzano

Nancy Solorzano
Loan Officer

DRE# 01404533  NMLS# 326914

Rudy Corona

Rudy Corona
Loan Officer

DRE# 01343760  NMLS# 999113

John Burke Loan Officer

John Burke
Loan Officer

DRE# 02084493  NMLS#  829536

Ann Gildersleeve
Loan Officer

DRE# 01096516  NMLS#  1180651

Gabe Radford
Mortgage Broker

DRE# 01230200 NMLS# 1119924

Ashley Perez
Loan Officer

DRE# 01989334 NMLS# 1332878

Onur Coskun
Loan Officer

DRE# 01893073  NMLS# 322100

Omar Ajanovic
Loan Officer

DRE# 02064665  NMLS# 1565130

Andy final update

Andy Elliott
Sales Manager

DRE# 01989622  NMLS# 869322

John Mills

John Mills
Loan Officer

DRE# 01987451  NMLS# 1309923

Tom Hardesty

Tom Hardesty
Loan Officer

DRE# 01813100  NMLS# 824814

Josh Thomas

Joshua Thomas
Loan Officer

DRE# 01914607  NMLS# 802745

Chris Turkmany
Loan Officer

DRE# 01821441  NMLS# 356813

Drew Hardesty
Loan Officer

DRE# 01989334 NMLS# 1332878

Henry Spennato
Mortgage Broker

DRE# 01252624 NMLS# 338909

Bill Braun
Loan Officer

DRE# 01893073 NMLS# 322100

Happy Clients

Caitlin Svahn
Salina Wong
Jeff Sabol
Jim Sepanek
Chelsea Trooper
Jim McKechnie
Kimberlee Benz
Maryam Rasouli
Nathan Barnard
Veronica Sun
Don't wait, contact us today for a free mortgage check-up!