Home - South Bay Equity Lending - Your Solution for Mortgage Loans, Refinancing & Debt Consolidation, Reverse Mortgages

SBEL is your solution when...

want to lower your monthly payments

SBEL is your solution when...

you want to refinance an investment property.

SBEL is your solution when...

you want to take cash out for some remodeling.

Residential Mortgage Loans

SBEL has the resources and relationships to get your mortgage loan done when others can’t. We will work with you to identify the best alternative for your unique situation. This includes hard to prove income, high loan to value, too much existing debt, less-than-perfect credit, and bankruptcy or foreclosure. We are also your jumbo loan experts.

Refinancing & Debt Management

Refinancing and consolidating your debt with a South Bay Equity Lending loan can lower the total amount you pay out each month. You can even arrange to have extra cash. We’ll help you consolidate your high-interest debt, get extra cash for the things you’ve always wanted to do. You’ll get your money fast. We close loans in as little as 25 days.

Reverse Mortgage Loans

Are you a senior over 62 years of age? You may be eligible to convert part of your home equity into cash from loan proceeds. You can do this without having to sell your home or give up the title as long as property taxes and homeowner’s insurance are kept up to date. Instead of making monthly principal and interest payments to a lender, a reverse mortgage loan allows you to receive payments from the lender.

Client Testimonials

Hear what our happy clients are saying...

“I truly appreciate how you got that loan closed when no one else could! I’ll make sure I spread the word on how great and quick you work! Thank you again.”

Dana Powell
“YAHOOOOOOOOOOO…….you guys continue to put smiles on our faces”

Jeff Kronfly
“We were on the verge of losing our family’s fresh start in a new home near our family. Tom and Drew saved the day, and in record time! We love our new home and wouldn’t be here today without South Bay Equity.”

Kelly Hines
“Matt Hadnett and his whole team at SBEL were wonderful to work with. As a newly divorced mom, just starting back in the work force, Matt was the only one able to help me refinance my previously joint home loan into my own name. He made it happen when no other bank or lending company was able to do so. No doubt a lot of documentation is required for a refi, yet Matt made it an easy and seamless process. I am forever grateful for Matt’s integrity and professionalism in securing me a loan. Please don’t hesitate to speak to Matt and the SBEL team for all your home loan and home refinance needs!”

Pauline Tanaka
“Matt, Andy and the team at South Bay Equity were a breath of fresh air to work with. Their professionalism and expertise turned what was a very difficult and cumbersome process into a smooth transaction. They are now (without hesitation) my top referral to anyone looking to buy a home.”

Nick & Sam