SBEL has the resources and relationships to get your mortgage loan done when others can’t. We will work with you to identify the best alternative for your unique situation. This includes hard to prove income, high loan to value, too much existing debt, less-than-perfect credit, and bankruptcy or foreclosure. We are also your jumbo loan experts.
Refinancing and consolidating your debt with a South Bay Equity Lending loan can lower the total amount you pay out each month. You can even arrange to have extra cash. We’ll help you consolidate your high-interest debt, get extra cash for the things you’ve always wanted to do. You’ll get your money fast. We close loans in as little as 25 days.
Are you a senior over 62 years of age? You may be eligible to convert part of your home equity into cash from loan proceeds. You can do this without having to sell your home or give up the title as long as property taxes and homeowner’s insurance are kept up to date. Instead of making monthly principal and interest payments to a lender, a reverse mortgage loan allows you to receive payments from the lender.
SBEL is your solution when...you want to consolidate your debts and improve your cash flow. South Bay Equity Lending,…
SBEL is your solution when...you are buying your first home and are closing the sale over the holidays. Situation:…
SBEL is your solution when…you would like to help your parents by assuming their home loan and refinancing it for…
“It was very easy to work with John and SBEL. We have refinanced a couple of times in the past, and this was the easiest, quickest and least painful refi transaction we have experienced by far. John was very accommodating and flexible to meet our requests. The whole process was done fast and easily, in a friendly and easy-going environment. I would recommend anyone with a need for real estate financing to work with SBEL. The whole staff at SBEL are amazing!”
“Challenging was to say the least. Tom, my lender worked diligently to help me qualify for my new home. I cannot thank Tom and South Bay Equity enough! Dreams do come true!”
“YAHOOOOOOOOOOO…….you guys continue to put smiles on our faces”
“Gabe took the time to understand our entire portfolio of properties, including the partnerships, the percentages and the equity. This took quite a bit of explanation and understanding. He then took that information and helped the lenders understand the various LLC’s, the assets and equity held by each and ultimately brought the loan in for a landing. He was tenacious and detail oriented, making sense of request and documentation that we found confusing and unnecessary. We couldn’t have done it without Gabe.”
“Thank you so much for getting this done quickly and efficiently. I highly recommend Tom Hardesty and Laura Saucedo to anyone who needs to refinance. They are a great team.”