SBEL has the resources and relationships to get your mortgage loan done when others can’t. We will work with you to identify the best alternative for your unique situation. This includes hard to prove income, high loan to value, too much existing debt, less-than-perfect credit, and bankruptcy or foreclosure. We are also your jumbo loan experts.
Refinancing and consolidating your debt with a South Bay Equity Lending loan can lower the total amount you pay out each month. You can even arrange to have extra cash. We’ll help you consolidate your high-interest debt, get extra cash for the things you’ve always wanted to do. You’ll get your money fast. We close loans in as little as 25 days.
Are you a senior over 62 years of age? You may be eligible to convert part of your home equity into cash from loan proceeds. You can do this without having to sell your home or give up the title as long as property taxes and homeowner’s insurance are kept up to date. Instead of making monthly principal and interest payments to a lender, a reverse mortgage loan allows you to receive payments from the lender.
"South Bay Equity Lending made obtaining a loan on our first home a piece of cake! Really, not joking. Matt…
"Gabe is my hero! My goal was to refinance my Marina Del Rey house and use some of the equity…
"Andy Elliott and his team at South Bay Equity Lending are great professionals that will go the extra mile for…
“You guys are Magicians of Municipal Money Maneuvers.”
“Gabe was incredible to work with! My wife and I are both self employed with complicated tax returns, Gabe reviewed our information and quickly came up with a plan to help us buy our home. Gabe and his staff were on top of the whole process from the first day we met with Gabe to the day we closed escrow. We couldn’t be happier! Gabe was even able to get our loan to close 7 days ahead of schedule which was a big help. I would recommend Gabe to my closest friends and all of my family members. Gabe is knowledgeable and we felt like he really cared about helping us get the home we wanted!”
“The service at SBEL is outstanding! Andy came highly recommended and he was extremely helpful throughout the entire process. Andy is genuinely a such nice person to work with and I’m very grateful for the amazing service that he and the team provided. Thank you!!”
“Nancy was able to get me the BEST rate on the market and I will undoubtedly be referring her and South Bay Equity Lending to my family, friends, clients, and co-workers. Thank you Nancy for your incredible service, you’re a true professional!”
“John found us an excellent rate for our home refi and provided sharp guidance when it came to locking in our rate. His timely advice saved us a substantial amount in fees, and the process went very quickly and smoothly. I’ve known John for quite awhile through our time at Quiksilver, and I’d recommend him as a very trustworthy and knowledgeable source for home financing.”