Kronfly family

SBEL is your solution when...

you want to take cash out for some remodeling.

Andy, Jorg & Matt

SBEL is your solution when...

you want a bank statement loan for self-employed borrowers


Residential Mortgage Loans

SBEL has the resources and relationships to get your mortgage loan done when others can’t. We will work with you to identify the best alternative for your unique situation. This includes hard to prove income, high loan to value, too much existing debt, less-than-perfect credit, and bankruptcy or foreclosure. We are also your jumbo loan experts.


Refinancing & Debt Management

Refinancing and consolidating your debt with a South Bay Equity Lending loan can lower the total amount you pay out each month. You can even arrange to have extra cash. We’ll help you consolidate your high-interest debt, get extra cash for the things you’ve always wanted to do. You’ll get your money fast. We close loans in as little as 25 days.


Reverse Mortgage Loans

Are you a senior over 62 years of age? You may be eligible to convert part of your home equity into cash from loan proceeds. You can do this without having to sell your home or give up the title as long as property taxes and homeowner’s insurance are kept up to date. Instead of making monthly principal and interest payments to a lender, a reverse mortgage loan allows you to receive payments from the lender.

Recent News

Client Testimonials

Hear what our happy clients are saying...
  • “We were on the verge of losing our family’s fresh start in a new home near our family. Tom and Drew saved the day, and in record time! We love our new home and wouldn’t be here today without South Bay Equity.”

  • “Boy, oh boy, am I glad I listened to Henry. He not only came through with what he promised but a lot more. When escrow closed I not only got money up front, but another big check to come at the end of my first year. Plus, my home insurance and property taxes will be paid annually as part of the deal.”

  • “We were first introduced to Onur by our real estate broker, Melissa Okabe, as we began our search for our first ever home. Onur was instrumental in helping us complete the pre-approval process in a quick and efficient manner. Working with him was like watching a master at work, as he was able to get my wife and I approved for a much higher loan amount than we anticipated, which enabled us to purchase our dream home in Rancho Palos Verdes. The cherry on top came in the form of sizable lenders’ credits that Onur was able to secure for us, so that was a great benefit to our bottom line.

    Onur was absolutely wonderful to work with through this process, as he helped us navigate all aspects of the home financing arrangement, ultimately enabling us to achieve our dream of home ownership.”

  • “Words could never express how grateful and thankful we are to you for making our dream come true in buying our first home.”

  • “Nancy was able to get me the BEST rate on the market and I will undoubtedly be referring her and South Bay Equity Lending to my family, friends, clients, and co-workers. Thank you Nancy for your incredible service, you’re a true professional!”

Our Friendly Staff

Matt Hadnett

Matthew Hadnett
Principal, President, Broker

DRE# 1319592  NMLS# 313412

Nancy Solorzano

Nancy Solorzano
Loan Officer

DRE# 01404533  NMLS# 326914

Rudy Corona

Rudy Corona
Loan Officer

DRE# 01343760  NMLS# 999113

John Burke Loan Officer

John Burke
Loan Officer

DRE# 02084493  NMLS#  829536

Ann Gildersleeve
Loan Officer

DRE# 01096516  NMLS#  1180651

Gabe Radford
Mortgage Broker

DRE# 01230200 NMLS# 1119924

Ashley Perez
Loan Officer

DRE# 01989334 NMLS# 1332878

Onur Coskun
Loan Officer

DRE# 01893073  NMLS# 322100

Omar Ajanovic
Loan Officer

DRE# 02064665  NMLS# 1565130

Andy final update

Andy Elliott
Sales Manager

DRE# 01989622  NMLS# 869322

John Mills

John Mills
Loan Officer

DRE# 01987451  NMLS# 1309923

Tom Hardesty

Tom Hardesty
Loan Officer

DRE# 01813100  NMLS# 824814

Josh Thomas

Joshua Thomas
Loan Officer

DRE# 01914607  NMLS# 802745

Chris Turkmany
Loan Officer

DRE# 01821441  NMLS# 356813

Drew Hardesty
Loan Officer

DRE# 01989334 NMLS# 1332878

Henry Spennato
Mortgage Broker

DRE# 01252624 NMLS# 338909

Bill Braun
Loan Officer

DRE# 01893073 NMLS# 322100

Happy Clients

Salina Wong
Jeff Sabol
Jim Sepanek
Chelsea Trooper
Jim McKechnie
Kimberlee Benz
Maryam Rasouli
Nathan Barnard
Veronica Sun
Ash Baron-Cohen
Don't wait, contact us today for a free mortgage check-up!