SBEL has the resources and relationships to get your mortgage loan done when others can’t. We will work with you to identify the best alternative for your unique situation. This includes hard to prove income, high loan to value, too much existing debt, less-than-perfect credit, and bankruptcy or foreclosure. We are also your jumbo loan experts.
Refinancing and consolidating your debt with a South Bay Equity Lending loan can lower the total amount you pay out each month. You can even arrange to have extra cash. We’ll help you consolidate your high-interest debt, get extra cash for the things you’ve always wanted to do. You’ll get your money fast. We close loans in as little as 25 days.
Are you a senior over 62 years of age? You may be eligible to convert part of your home equity into cash from loan proceeds. You can do this without having to sell your home or give up the title as long as property taxes and homeowner’s insurance are kept up to date. Instead of making monthly principal and interest payments to a lender, a reverse mortgage loan allows you to receive payments from the lender.
SBEL is your solution when…you are purchasing your first home and you want the loan program that is the best…
SBEL is your solution when…you are already in escrow and your bank decides to not do the loan. Situation: Relocating…
SBEL is your solution when…you want a great team to help you purchase your first home. Situation: Shawn Pascale…
“What a great job. We are writing to thank you for all your help and to specially acknowledge a job well done. I have been in the lending business for thirty years and have seen the good and the bad. You guys are the best. We pre-screened our loan with you through Chris Turkmany, who was great. Once we found our home, we submitted the application to you. We were not sure what to expect in this day of post 2008 financial collapse. As with all deals, we had a story. You guys did a great job in sharing that story and getting us what we still believe was the best deal possible. We hit a small bump at the beginning, but you guys rallied and showed us what a well managed and professional operation can do for their client. There was some hand holding and walking us through the details. All communication was done quickly and expeditiously. When rates moved, you locked us in and closed the transaction exactly as you had promised. I know how rare this is in this day and age, so this was greatly appreciated. Matt, you have a great staff and they did everything we could have asked for, to get us into our new home. THANKS.”
“After using South Bay Equity to purchase our home in 2013, we did not hesitate to reach out to them to refinance this past year. They gave us daily updates on the loan process, were easy to communicate with, and got us a great interest rate with a much lower monthly payment. Should any financing situation arise in the future, SBEL will be first on our list to call. We’d recommend them to anyone!”
“You guys are Magicians of Municipal Money Maneuvers.”
“Matthew Hadnett and his team were the most professional lending company that I have ever used in the South Bay! They were always prompt in my requests and were readily available to answer my questions I had about the loan process. His commitment to getting you the best outcome in the financing of your loan is evident in that he will always give you options and makes it easy for you to close on time. We had the most trust in him and his team in dealing with our loan we would recommend him to anyone that is looking for an honest, trustworthy, and knowledgeable person in the industry. We will continue to do business with Matt and his team for all our home financial needs in the future!”
“Gabe took the time to understand our entire portfolio of properties, including the partnerships, the percentages and the equity. This took quite a bit of explanation and understanding. He then took that information and helped the lenders understand the various LLC’s, the assets and equity held by each and ultimately brought the loan in for a landing. He was tenacious and detail oriented, making sense of request and documentation that we found confusing and unnecessary. We couldn’t have done it without Gabe.”