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SBEL is your solution when...

you want to take cash out for some remodeling.

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SBEL is your solution when...

want to lower your monthly payments

Meeno black and white

SBEL is your solution when...

you want to refinance an investment property.

Residential Mortgage Loans

SBEL has the resources and relationships to get your mortgage loan done when others can’t. We will work with you to identify the best alternative for your unique situation. This includes hard to prove income, high loan to value, too much existing debt, less-than-perfect credit, and bankruptcy or foreclosure. We are also your jumbo loan experts.

Refinancing & Debt Management

Refinancing and consolidating your debt with a South Bay Equity Lending loan can lower the total amount you pay out each month. You can even arrange to have extra cash. We’ll help you consolidate your high-interest debt, get extra cash for the things you’ve always wanted to do. You’ll get your money fast. We close loans in as little as 25 days.

Reverse Mortgage Loans

Are you a senior over 62 years of age? You may be eligible to convert part of your home equity into cash from loan proceeds. You can do this without having to sell your home or give up the title as long as property taxes and homeowner’s insurance are kept up to date. Instead of making monthly principal and interest payments to a lender, a reverse mortgage loan allows you to receive payments from the lender.

Recent News

Shawn Pascale’s Success Story

Shawn Pascale’s Success Story

SBEL is your solution when…you want a great team to help you purchase your first home.   Situation:  Shawn Pascale…

Client Testimonials

Hear what our happy clients are saying...
  • “If you’re not utilizing the talents of Matt Hadnett and his experienced crew for your lending needs you need to make it happen! They’re the best deal around! Period!”

  • “Challenging was to say the least. Tom, my lender worked diligently to help me qualify for my new home. I cannot thank Tom and South Bay Equity enough! Dreams do come true!”

  • “I have refinanced my mortgage three times over the past 14 years, all handled by South Bay Equity Lending. They are the best at managing the entire mortgage process, from finding the right deal for you, all the way through to closing the deal.”

     “Applications for mortgages these days are complicated and highly detailed, with much supporting documentation required. The folks at South Bay Equity Lending do all the hard work for you. They start by knowing the mortgage marketplace, finding you the best mortgage option for your personal financial situation. Then they guide you through the application, providing you a list of required supporting documents, and working with the lender to keep the process moving along. They assist you in any way they can, and they even make the document signing process work in a way that fits your busy schedule. “

     “I have worked with other mortgage brokers, but none have measured up to the high standards of South Bay Equity Lending. They’re honest, dependable, and focused on securing the deal that’s best for you. I will continue to use them for all my mortgage needs, and I highly recommend that you work with them for your next mortgage, whether it’s a new home purchase or a refinancing. You can always depend on them to get the right deal done right.”

     

     

     

  • “Gabe was incredible to work with! My wife and I are both self employed with complicated tax returns, Gabe reviewed our information and quickly came up with a plan to help us buy our home. Gabe and his staff were on top of the whole process from the first day we met with Gabe to the day we closed escrow. We couldn’t be happier! Gabe was even able to get our loan to close 7 days ahead of schedule which was a big help. I would recommend Gabe to my closest friends and all of my family members. Gabe is knowledgeable and we felt like he really cared about helping us get the home we wanted!” 

  • “What a great job. We are writing to thank you for all your help and to specially acknowledge a job well done. I have been in the lending business for thirty years and have seen the good and the bad. You guys are the best. We pre-screened our loan with you through Chris Turkmany, who was great. Once we found our home, we submitted the application to you. We were not sure what to expect in this day of post 2008 financial collapse. As with all deals, we had a story. You guys did a great job in sharing that story and getting us what we still believe was the best deal possible. We hit a small bump at the beginning, but you guys rallied and showed us what a well managed and professional operation can do for their client. There was some hand holding and walking us through the details. All communication was done quickly and expeditiously. When rates moved, you locked us in and closed the transaction exactly as you had promised. I know how rare this is in this day and age, so this was greatly appreciated. Matt, you have a great staff and they did everything we could have asked for, to get us into our new home. THANKS.”

     

Our Friendly Staff

Matt Hadnett

Matthew Hadnett
Principal, President

BRE# 1319592  NMLS# 313412

Nancy Solorzano

Nancy Solorzano
Loan Officer

BRE# 01404533  NMLS# 326914

Fritz Hoffman

Fritz Hoffman
Loan Officer

BRE# 01942735  NMLS# 570548

John Mills
Chief Marketing Officer

BRE# 01987451  NMLS# 1309923

Tom Hardesty

Tom Hardesty
Loan Officer

BRE# 01813100  NMLS# 824814

Josh Thomas

Joshua Thomas
Loan Officer

BRE# 01914607  NMLS# 802745

Ann Gildersleeve
Loan Officer

BRE# 01096516  NMLS# 1180651

Gabe Radford

Gabe Radford
Mortgage Broker

BRE# 01230200  NMLS# 1119924

Drew Hardesty
Loan Officer

BRE# 01989334  NMLS# 1332878

Andy Elliott
Loan Officer

BRE# 01989622  NMLS# 869322

Chris Turkmany
Loan Officer

BRE# 01821441  NMLS# 356813

Happy Clients

Shawn Pascale’s Success Story
Dan and Kim Pierce’s Success Story
Jeremy and Heather Lance’s Success Story
John and Karen Collins’ Success Story
Damon and Nicole Chu’s Success Story
Lily Arauz’s Success Story
Lloyd Gutlay and Krizell Sullano
Dorie Nicholson
Bryan McElroy
Steve and Coleen Friedman
Don't wait, contact us today for a free mortgage check-up!