SBEL has the resources and relationships to get your mortgage loan done when others can’t. We will work with you to identify the best alternative for your unique situation. This includes hard to prove income, high loan to value, too much existing debt, less-than-perfect credit, and bankruptcy or foreclosure. We are also your jumbo loan experts.
Refinancing and consolidating your debt with a South Bay Equity Lending loan can lower the total amount you pay out each month. You can even arrange to have extra cash. We’ll help you consolidate your high-interest debt, get extra cash for the things you’ve always wanted to do. You’ll get your money fast. We close loans in as little as 25 days.
Are you a senior over 62 years of age? You may be eligible to convert part of your home equity into cash from loan proceeds. You can do this without having to sell your home or give up the title as long as property taxes and homeowner’s insurance are kept up to date. Instead of making monthly principal and interest payments to a lender, a reverse mortgage loan allows you to receive payments from the lender.
SBEL is your solution when…other mortgage brokers can’t get your loan done. Situation: Steve and Coleen Friedmann own an…
SBEL is your solution when…you want an expert to guide you through the home purchase and financing process. Situation: …
SBEL is your solution when...you need a caring loan expert to guide you through the purchase of your first home.…
“Challenging was to say the least. Tom, my lender worked diligently to help me qualify for my new home. I cannot thank Tom and South Bay Equity enough! Dreams do come true!”
“Matt, Andy and the team at South Bay Equity were a breath of fresh air to work with. Their professionalism and expertise turned what was a very difficult and cumbersome process into a smooth transaction. They are now (without hesitation) my top referral to anyone looking to buy a home.”
“We do not have enough words to express our gratitude and appreciation for all your hard work, time and effort that was put into helping us. We had tried other big named banks and credit unions and they didn’t even want to bother taking the time of day to look at us with seriousness and possibly qualify us. But when we came to Lily and her awesome company, we were astounded by their dedication. The SBEL team not only took the time, but went above and beyond to help us realize our dream. Thank you from the bottom of our hearts!”
It was a pleasure to work South Bay Equity Lending in purchasing our vacation home as well as refinance our current mortgage. Both processes were smooth, quick, and resulted in great interest rates along with securing our new San Luis Obispo home. South Bay Equity Lending provided spectacular customer service, provided immediate feedback on all of our questions, as well as creative ideas for our situation. We highly recommend them for anyone that needs home financing and is looking for great people to work with. Thank you SBEL!
“It was very easy to work with John and SBEL. We have refinanced a couple of times in the past, and this was the easiest, quickest and least painful refi transaction we have experienced by far. John was very accommodating and flexible to meet our requests. The whole process was done fast and easily, in a friendly and easy-going environment. I would recommend anyone with a need for real estate financing to work with SBEL. The whole staff at SBEL are amazing!”