SBEL has the resources and relationships to get your mortgage loan done when others can’t. We will work with you to identify the best alternative for your unique situation. This includes hard to prove income, high loan to value, too much existing debt, less-than-perfect credit, and bankruptcy or foreclosure. We are also your jumbo loan experts.
Refinancing and consolidating your debt with a South Bay Equity Lending loan can lower the total amount you pay out each month. You can even arrange to have extra cash. We’ll help you consolidate your high-interest debt, get extra cash for the things you’ve always wanted to do. You’ll get your money fast. We close loans in as little as 25 days.
Are you a senior over 62 years of age? You may be eligible to convert part of your home equity into cash from loan proceeds. You can do this without having to sell your home or give up the title as long as property taxes and homeowner’s insurance are kept up to date. Instead of making monthly principal and interest payments to a lender, a reverse mortgage loan allows you to receive payments from the lender.
SBEL is your solution when…a reverse mortgage will eliminate your monthly mortgage payments and give you the extra cash to…
SBEL is your solution when…you are in the middle of a construction project and you realize you need additional financing.…
SBEL is your solution…when a reverse mortgage will allow you to retire in place. Situation: Ray Strait had seen…
“If you’re not utilizing the talents of Matt Hadnett and his experienced crew for your lending needs you need to make it happen! They’re the best deal around! Period!”
“They took us under their wings and walked us through the process with professionalism and yet catered to us on a very personal and private level. They worked diligently and coordinated meetings around our schedules and in our home.”
“Everything about being a first time home owner is terrifying, but with the help of Matt and Andy, we can honestly say that buying our first house was one of the easiest things we have ever done. The pleasure was all ours working with them. Andy kept in touch with us every day, teaching us about the process, updating us on the status of the purchase, and most importantly giving us reassurance during a time that was both exciting and frightening. This made us feel at ease and not overwhelmed unlike the stories we have heard from our friends during their house buying process. The gratitude that we have for this company is inestimable. We can’t believe everything went so smoothly! We highly recommend anyone looking to purchase or refinance to go with South Bay Equity Lending. We will surely use them again in the future. Thank you South Bay Equity Lending, you all played a huge part in making our dreams come true.”
“Equity is what the reverse mortgage idea is all about. It was important to me to build equity when I was younger. A reverse mortgage allows me to use some of that equity and remove a big cash flow worry as I get to this new level of maturity. The reverse mortgage helped me to simplify my life, and still leave a healthy amount in the estate for later on. I did this because it took away worries and solved a problem. In contract law, time is of the essence. In life, it is timing that is of the essence.”
“Boy, oh boy, am I glad I listened to Henry. He not only came through with what he promised but a lot more. When escrow closed I not only got money up front, but another big check to come at the end of my first year. Plus, my home insurance and property taxes will be paid annually as part of the deal.”