SBEL has the resources and relationships to get your mortgage loan done when others can’t. We will work with you to identify the best alternative for your unique situation. This includes hard to prove income, high loan to value, too much existing debt, less-than-perfect credit, and bankruptcy or foreclosure. We are also your jumbo loan experts.
Refinancing and consolidating your debt with a South Bay Equity Lending loan can lower the total amount you pay out each month. You can even arrange to have extra cash. We’ll help you consolidate your high-interest debt, get extra cash for the things you’ve always wanted to do. You’ll get your money fast. We close loans in as little as 25 days.
Are you a senior over 62 years of age? You may be eligible to convert part of your home equity into cash from loan proceeds. You can do this without having to sell your home or give up the title as long as property taxes and homeowner’s insurance are kept up to date. Instead of making monthly principal and interest payments to a lender, a reverse mortgage loan allows you to receive payments from the lender.
SBEL is your solution when…a reverse mortgage will eliminate your monthly mortgage payments and give you the extra cash to…
SBEL is your solution when…you are in the middle of a construction project and you realize you need additional financing.…
SBEL is your solution…when a reverse mortgage will allow you to retire in place. Situation: Ray Strait had seen…
“Words could never express how grateful and thankful we are to you for making our dream come true in buying our first home.”
“Matt, Andy and the team at South Bay Equity were a breath of fresh air to work with. Their professionalism and expertise turned what was a very difficult and cumbersome process into a smooth transaction. They are now (without hesitation) my top referral to anyone looking to buy a home.”
“Everything about being a first time home owner is terrifying, but with the help of Matt and Andy, we can honestly say that buying our first house was one of the easiest things we have ever done. The pleasure was all ours working with them. Andy kept in touch with us every day, teaching us about the process, updating us on the status of the purchase, and most importantly giving us reassurance during a time that was both exciting and frightening. This made us feel at ease and not overwhelmed unlike the stories we have heard from our friends during their house buying process. The gratitude that we have for this company is inestimable. We can’t believe everything went so smoothly! We highly recommend anyone looking to purchase or refinance to go with South Bay Equity Lending. We will surely use them again in the future. Thank you South Bay Equity Lending, you all played a huge part in making our dreams come true.”
“What a great job. We are writing to thank you for all your help and to specially acknowledge a job well done. I have been in the lending business for thirty years and have seen the good and the bad. You guys are the best. We pre-screened our loan with you through Chris Turkmany, who was great. Once we found our home, we submitted the application to you. We were not sure what to expect in this day of post 2008 financial collapse. As with all deals, we had a story. You guys did a great job in sharing that story and getting us what we still believe was the best deal possible. We hit a small bump at the beginning, but you guys rallied and showed us what a well managed and professional operation can do for their client. There was some hand holding and walking us through the details. All communication was done quickly and expeditiously. When rates moved, you locked us in and closed the transaction exactly as you had promised. I know how rare this is in this day and age, so this was greatly appreciated. Matt, you have a great staff and they did everything we could have asked for, to get us into our new home. THANKS.”
“It was very easy to work with John and SBEL. We have refinanced a couple of times in the past, and this was the easiest, quickest and least painful refi transaction we have experienced by far. John was very accommodating and flexible to meet our requests. The whole process was done fast and easily, in a friendly and easy-going environment. I would recommend anyone with a need for real estate financing to work with SBEL. The whole staff at SBEL are amazing!”