SBEL has the resources and relationships to get your mortgage loan done when others can’t. We will work with you to identify the best alternative for your unique situation. This includes hard to prove income, high loan to value, too much existing debt, less-than-perfect credit, and bankruptcy or foreclosure. We are also your jumbo loan experts.
Refinancing and consolidating your debt with a South Bay Equity Lending loan can lower the total amount you pay out each month. You can even arrange to have extra cash. We’ll help you consolidate your high-interest debt, get extra cash for the things you’ve always wanted to do. You’ll get your money fast. We close loans in as little as 25 days.
Are you a senior over 62 years of age? You may be eligible to convert part of your home equity into cash from loan proceeds. You can do this without having to sell your home or give up the title as long as property taxes and homeowner’s insurance are kept up to date. Instead of making monthly principal and interest payments to a lender, a reverse mortgage loan allows you to receive payments from the lender.
SBEL is your solution when…a successful self-employed entrepreneur would like to lower his monthly payment by refinancing his home to…
SBEL is your solution when…you’re purchasing your first home. Situation: CJ and Megan Sun are successful executives in the…
SBEL is your solution when…you need a professional to help guide you through the sale of a home that has…
“A big thank you to everyone at South Bay Equity Lending, especially Matt Hadnett and his team with the purchase of my first home. If there were any questions Matt and his team were quick to answer. They made the process as simple and easy as possible. Thank you to everyone for this check mark on my bucket list!”
“While in the process of purchasing my condo, the mortgage broker I was using fell through on the financing and I had no choice but to pay all cash. I contacted South Bay Equity Lending and they were able to get 70% of my cash back through a cash-out delayed financing deal to convert the purchase into a mortgage. The process was quick and smooth, and Matt and Kyle were great to work with. I’d recommend them to anyone looking for home financing and want someone who will have their best interest in mind, as well as great customer service.”
“We do not have enough words to express our gratitude and appreciation for all your hard work, time and effort that was put into helping us. We had tried other big named banks and credit unions and they didn’t even want to bother taking the time of day to look at us with seriousness and possibly qualify us. But when we came to Lily and her awesome company, we were astounded by their dedication. The SBEL team not only took the time, but went above and beyond to help us realize our dream. Thank you from the bottom of our hearts!”
“I have refinanced my mortgage three times over the past 14 years, all handled by South Bay Equity Lending. They are the best at managing the entire mortgage process, from finding the right deal for you, all the way through to closing the deal.”
“Applications for mortgages these days are complicated and highly detailed, with much supporting documentation required. The folks at South Bay Equity Lending do all the hard work for you. They start by knowing the mortgage marketplace, finding you the best mortgage option for your personal financial situation. Then they guide you through the application, providing you a list of required supporting documents, and working with the lender to keep the process moving along. They assist you in any way they can, and they even make the document signing process work in a way that fits your busy schedule. “
“I have worked with other mortgage brokers, but none have measured up to the high standards of South Bay Equity Lending. They’re honest, dependable, and focused on securing the deal that’s best for you. I will continue to use them for all my mortgage needs, and I highly recommend that you work with them for your next mortgage, whether it’s a new home purchase or a refinancing. You can always depend on them to get the right deal done right.”
“I believe that all Mortgage 2000/SBEL employees are in the business of making our borrowers dreams come true, I am very pleased to report that South Bay Equity Lending team made my dream of refinancing my home come true.”