“SBEL took a chance on us and because of this; we can now finish the project we started. Thank you SBEL for believing in us when it seemed like no one else did.”

“After using South Bay Equity to purchase our home in 2013, we did not hesitate to reach out to them to refinance this past year. They gave us daily updates on the loan process, were easy to communicate with, and got us a great interest rate with a much lower monthly payment. Should any financing situation arise in the future, SBEL will be first on our list to call. We’d recommend them to anyone!”

“Everything about being a first time home owner is terrifying, but with the help of Matt and Andy, we can honestly say that buying our first house was one of the easiest things we have ever done. The pleasure was all ours working with them. Andy kept in touch with us every day, teaching us about the process, updating us on the status of the purchase, and most importantly giving us reassurance during a time that was both exciting and frightening. This made us feel at ease and not overwhelmed unlike the stories we have heard from our friends during their house buying process. The gratitude that we have for this company is inestimable. We can’t believe everything went so smoothly! We highly recommend anyone looking to purchase or refinance to go with South Bay Equity Lending. We will surely use them again in the future. Thank you South Bay Equity Lending, you all played a huge part in making our dreams come true.”

“South Bay Equity Lending was recommended to me by a longtime trusted business associate and has been an advisor of sorts since the opening of my company in 2005. As a business owner, I was finding it hard to finance some long term projects and needed a different approach. I noticed that banks were not looking at the whole business, holistically, not taking into account 14 years of success and the way our cash flow traditionally works for us. In our business, there are some calendar months that are slow, and the traditional banks could not get past this, even though we could show our profits and the incoming payments from our long term clients that are always forthcoming after these slower months. South Bay was able to show lenders that we are prime candidates for the loans we were going for. The South Bay team are some of the most friendly and professional people I have ever met – they definitely look at the long-term business relationship and really care about their clients’ success – their record speaks for itself. I will continually recommend this company to anyone that will listen!”

“Thank you so much for getting this done quickly and efficiently. I highly recommend Tom Hardesty and Laura Saucedo to anyone who needs to refinance. They are a great team.”