SBEL has the resources and relationships to get your mortgage loan done when others can’t. We will work with you to identify the best alternative for your unique situation. This includes hard to prove income, high loan to value, too much existing debt, less-than-perfect credit, and bankruptcy or foreclosure. We are also your jumbo loan experts.
Refinancing and consolidating your debt with a South Bay Equity Lending loan can lower the total amount you pay out each month. You can even arrange to have extra cash. We’ll help you consolidate your high-interest debt, get extra cash for the things you’ve always wanted to do. You’ll get your money fast. We close loans in as little as 25 days.
Are you a senior over 62 years of age? You may be eligible to convert part of your home equity into cash from loan proceeds. You can do this without having to sell your home or give up the title as long as property taxes and homeowner’s insurance are kept up to date. Instead of making monthly principal and interest payments to a lender, a reverse mortgage loan allows you to receive payments from the lender.
SBEL is your solution when…a reverse mortgage will eliminate your monthly mortgage payments and give you the extra cash to…
SBEL is your solution when…you are in the middle of a construction project and you realize you need additional financing.…
SBEL is your solution…when a reverse mortgage will allow you to retire in place. Situation: Ray Strait had seen…
“I want to say thank you and really appreciate you (Josh Thomas) helping us through the process. Needless to say both Nicole and I were glad you were the lender representing us. I don’t think we would have gotten through this without you. As a matter of fact I was having lunch with a friend and passed along your name.”
“SBEL took a chance on us and because of this; we can now finish the project we started. Thank you SBEL for believing in us when it seemed like no one else did.”
“Equity is what the reverse mortgage idea is all about. It was important to me to build equity when I was younger. A reverse mortgage allows me to use some of that equity and remove a big cash flow worry as I get to this new level of maturity. The reverse mortgage helped me to simplify my life, and still leave a healthy amount in the estate for later on. I did this because it took away worries and solved a problem. In contract law, time is of the essence. In life, it is timing that is of the essence.”
“YAHOOOOOOOOOOO…….you guys continue to put smiles on our faces”
“The house we found was an imaginative property, a distressed old hillside beauty. Working with the big banks was like tramping through mud. They were unwieldy and downright cranky about the condition of the old property, which was, of course, what made it such a genius investment. We needed to find a company that would simultaneously embrace our vision while helping us navigate the finicky waters of underwriting. Matt and Andy stayed upbeat even when things looked bleak and in the end we laughed, literally, all the way to the bank. They helped us pull off a very tricky refinance on another investment and now our portfolio is growing geometrically. Thanks guys, you mastered an elegant and unexpected solution to our investment goals.”