Mortgage Loans

South Bay Equity Loan has the resources and relationships to get your mortgage loan done when others can’t.

Refinancing & Debt Management

A SBEL loan can lower the total amount you pay out each month. You can even arrange to have extra cash.

Reverse Mortgage Loans

Are you a senior over 62 years of age? You may be eligible to convert part of your home equity into cash from loan proceeds.

Aaron’s Success Story

““Fantastic experience with Matt and Ashley at South Bay Equity lending. Being our first refi we needed help understanding the process and the team provided first class guidance every step of the way. Friendly, responsive and incredibly professional. Thanks for your patience and help!”
– Aaron T.

Michael’s Success Story

“My wife and I bought our 1st home in 2018. Three years and three kids later, Jacquelynn asked if we were interested in refinancing and informed us of the opportunity to lower our interest rate and save money for our kid’s expenses. When we finally carved time to sit down with Jacquelynn and Andy, we had a very positive experience. They were thorough, transparent, and responsive to our questions and concerns. When we shared that we wanted to do our homework and research our options, they were open and respectful. We received quotes from many banks, credit unions, and other lenders and South Bay Equity Lending was able to beat everyone else’s rates. Jacquelynn was very patient as she walked us through every step of the refinance process. She was very professional, personable, and friendly!”
– Michael H.

Daniel’s Success Story

“Gabe was fantastic! This was my first time buying a home and he answered all my questions thoroughly, walking me through each step of the process which allowed me to make decisions with confidence. He was always very responsive and on the ball with everything that needed to get turned in. I’d highly recommend Gabe to anyone who needs home financing!”
– Daniel B.

Dan & Edna’s Success Story

“South Bay Equity Lending recently helped us refinance our home. We are extremely grateful to Matt and Ashley for making the process so easy. They were knowledgeable, professional, and responsive. They also got us a really great rate! Our experience with South Bay Equity Lending was very positive and we highly recommend them.”
– Dan & Edna

Jake and Kailey’s Success Story

Our realtor referred us to Gabe Radford for our home purchase financing. As first time homebuyers we really wanted to work with someone that would not just secure a great interest rate but also spend the time to educate us and be available throughout the entire process. We couldn’t be happier with how it all worked out. Gabe and his team made the process as easy and smooth as it possibly could have been given that we were buying a home for the first time. Thanks Gabe!




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