Mortgage Loans

South Bay Equity Loan has the resources and relationships to get your mortgage loan done when others can’t.

Refinancing & Debt Management

A SBEL loan can lower the total amount you pay out each month. You can even arrange to have extra cash.

Reverse Mortgage Loans

Are you a senior over 62 years of age? You may be eligible to convert part of your home equity into cash from loan proceeds.

Jenny’s Success Story

“What a wonderful experience! Just want to give special thanks and shout out to both Matt and Shannon for providing me a world-class service. I’m most grateful that both were so wonderfully personable, responsive, informative, kind, patience, and thoughtful in guiding me through the entire process. I fully endorsed endorsed South Bay Equity to all… for their exemplary client-centered business success model. I’m one of your many raving fans!!!”

– Jenny L.

Amalia’s Success Story

“When I met Jacquelynn for the first time, I immediately connected with her because she just has such a great personality and a very approachable vibe with her. She is very professional and cares about her clients, that’s why I trust her with any clients I refer to her because I know she will take care of them and do what’s in their best interest. I also know I don’t have to follow up with those clients because she’s on top of it and keeps me in the loop every steps of the way. She is a great asset to the company.”

– Amalia S.

Jack’s Success Story

“This company is the “bomb”! My CPA highly recommended and referred me to this loan company. My experience was unexpectedly spectacular in all areas! Andy Elliott, the sales manager and my primary loan officer was reliable, dedicated, professional, trustworthy, available at late evenings, and going the extra mile, regularly! Thalia Cordova, my primary contact loan assistant was unusually responsive on a daily basis! She kept me in the loop, every step of the process! Both Andy and Thalia were genuinely caring and committed to completing my refinance loan, ASAP! I was very pleased with the rapid meticulous handling of my loan! Andy and especially Thalia, assisted me tremendously daily, in order to facilitate my providing the necessary documents required to process my refinance loan! I felt taken care of, important and special to both of them! Andy made sure that he beat every other offer, from other loan companies! Again, he delivered on every promise that he made to me, throughout my loan process! When I had a medical health challenge, they clearly demonstrated their authentic concern and additional assistance with my refinance loan! Thalia had a fantastic attitude and was a total ray of sunshine, on a daily basis! She definitely travelled on the extra mile! My overall experience was impressive, easy and spectacular!! I give South Bay Equity Lending company and their representatives my very highest recommendation!!”

– Jack D.

Stephany’s Success Story

“The idea of refinancing to any one can be a headache and a hassle. But working with south bay equity made the process smooth and simple. I was recommended by a family member who worked with Shannon Welch. Shannon made everything completely understandable and transparent. At no time did I feel confused or lost in the entire process. Since she was always in communication with me, whether is was via email, call, or text. She always made me feel as comfortable as possible. Will definitely recommend to family and friends. And will use them for any future needs.”

– Stephany B.

David & Ana’s Success Story

“Buying a home in this market is a challenge that we never expected but Gabe was able to put us in touch with an amazing realtor while making sure we got a loan with a great interest rate, which made it much easier. We were even able to close early.  We are very happy with Gabe and his team at South Bay Equity Lending and we will be coming back to him the next time we need his help again. Thank you Gabe!” 

– David & Ana A.




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