OUR SUCCESS STORIES
Hugo & Karen M’s Success Story
"Chris and his team at South Bay Equity Lending are phenomenal. My wife and I initially were preapproved with a large bank...
Brad and Karen L’s Success Story
"Super job by Dave Weitzel, Matt Hadnett, and the whole South Bay Equity team. Having the loan approved and closing escrow...
Sean C’s Success Story
"I worked closely with Chris and South Bay Equity Lending to secure a loan for a family member after multiple lenders had...
Jenien and Jared S’s Success Story
"Todd is the consummate professional. He took the time to understand my financial needs and family situation (toddler and...
John’s Success Story
"First and foremost, Thank you, Gary! I cannot begin to thank Gary Matsumoto at South Bay Equity enough for all his hard...
Ellen’s Success Story
"I cannot say enough amazing things about Matthew Hadnett and South Bay Equity Lending! Over the past 10 years, I have...
Google Reviews
Jimmy Wakimoto helped me buy my first home and has been a great resource over the years explaining the intricacies of mortgages. He is trustworthy and provides clear, honest info. Would recommend him and his company to others
Thank you Chris Turkmany for helping me and my wife close on our first home! Chris was a tremendous advisor in this process - he was very responsive, even outside of business hours, insightful, patient and reassuring! Thank you again!
Aileen went above and beyond to help me. She held my hand throughout the entire process. She is knowledgeable, professional and an absolute gem. I will definitely recommend her to everyone I know!!!!
Gary is one of the best lenders out there! He did an exceptional job taking care of our buyer throughout the entire home-buying process. He is highly responsive, detail-oriented, and always one step ahead.
From structuring the loan properly and ensuring our client received the best possible terms, to keeping timelines on track, Gary played a HUGE role in getting us to a smooth and successful close. This was not an easy transaction, we were on tight timelines and had to simultaneously coordinate the sale of our client’s current home while using those proceeds to purchase their new property.
Escrows can always have a few bumps along the way, and this is where Gary truly shines. His problem-solving ability and calm execution outperform many others in the industry. As a real estate agent, it makes a world of difference working with a lender who truly performs. I highly recommend Gary to both buyers and agents alike!
From structuring the loan properly and ensuring our client received the best possible terms, to keeping timelines on track, Gary played a HUGE role in getting us to a smooth and successful close. This was not an easy transaction, we were on tight timelines and had to simultaneously coordinate the sale of our client’s current home while using those proceeds to purchase their new property.
Escrows can always have a few bumps along the way, and this is where Gary truly shines. His problem-solving ability and calm execution outperform many others in the industry. As a real estate agent, it makes a world of difference working with a lender who truly performs. I highly recommend Gary to both buyers and agents alike!
I wanted to take a moment to strongly endorse my friend and business professional, Chris Turkmany, in connection with your real estate lending needs.
Chris is truly a top tier professional in the real estate lending space. He was an integral member of the professional team that helped my wife and me purchase a home in 2025. We are very grateful for his role and support as our loan officer and broker. Chris handled everything like a pro throughout a home buying process that moves at a frenetic pace and involves on-your-feet thinking, action, and improvisation at times. Chris showed sharp focus and high levels of competence and stamina.
The home buying process is a marathon and a sprint simultaneously, and can be an emotional roller coaster at times. Chris was with us the whole way. He is someone who understands the real estate lending business, and the human relationship business, inside and out. Thank you Chris, we highly recommend you!
Adam & Isabel Nicolai
Chris is truly a top tier professional in the real estate lending space. He was an integral member of the professional team that helped my wife and me purchase a home in 2025. We are very grateful for his role and support as our loan officer and broker. Chris handled everything like a pro throughout a home buying process that moves at a frenetic pace and involves on-your-feet thinking, action, and improvisation at times. Chris showed sharp focus and high levels of competence and stamina.
The home buying process is a marathon and a sprint simultaneously, and can be an emotional roller coaster at times. Chris was with us the whole way. He is someone who understands the real estate lending business, and the human relationship business, inside and out. Thank you Chris, we highly recommend you!
Adam & Isabel Nicolai
We have worked with Henry Spennato for almost 15 years, and we truly can’t say enough good things about him and his team. They have gone above and beyond for us! He helped us buy our first home when we knew absolutely nothing about the home-buying process. From day one, Henry and has guided us through every step, clearly explaining everything and constantly reassuring us along the way.
Since then, Henry has helped us purchase another home, refinance, and most recently go through the loan process again. Every single time, he and his team go above and beyond—always responsive, always available, and exceptional at communicating exactly what’s happening and what to expect next. I need every detail laid out, and Henry was always willing to patiently walk me through everything, no matter how many questions I had.
Henry genuinely cares about his clients, and it shows in the level of service he and his team provide. I truly consider him one of the best in his field. He has helped our family in so many ways—not just by helping us buy homes, but by helping us make smart financial decisions that allow us to grow, build stability, and create memories in our home and beyond.
Since then, Henry has helped us purchase another home, refinance, and most recently go through the loan process again. Every single time, he and his team go above and beyond—always responsive, always available, and exceptional at communicating exactly what’s happening and what to expect next. I need every detail laid out, and Henry was always willing to patiently walk me through everything, no matter how many questions I had.
Henry genuinely cares about his clients, and it shows in the level of service he and his team provide. I truly consider him one of the best in his field. He has helped our family in so many ways—not just by helping us buy homes, but by helping us make smart financial decisions that allow us to grow, build stability, and create memories in our home and beyond.
Thank you so much to Dave Weitzel at South Bay Equity Lending! My husband and I are first time home buyers and were looking to refinance. We had no idea what we needed to do, but Dave helped make the process super easy! He was with us every step of the way and explained every step of the process, making it a stress free experience! He was truly phenomenal and I would recommend anyone looking to refinance to go to him. Thank you so much, Dave!!
I want to thank Andy Elliott for all he did and affording me all the patience I required to fulfill this much needed new phase of my life. I felt 100% comfortable in every step of the process and couldn't ask for a smoother transition. Thank you Andy and thank you South Bay Equality Lending!
Great customer service! Matt worked hard to get our loan done fast and efficiently.
























