SBEL is your solution when…you want to lower your interest rate and monthly payment.

Situation: Matt & Kelly G. purchased their Orange County home several years ago. Hearing the chatter on the news about home mortgage interest rates coming down, they decided to see if they could improve their rate.

SBEL Solution: Matt connected with an old friend, John Mills. John & Matt worked together at Quiksilver for many years. Matt found John on his new Facebook business page, John has been with South Bay Equity Lending the past 4 years and has been helping many old friends find the best mortage for their current stage in life. Knowing and trusting John, he asked him to find him the best deal available. They were able to refinance their home into a 30 year fixed loan with a lower rate and monthly savings.

“John found us an excellent rate for our home refi and provided sharp guidance when it came to locking in our rate. His timely advice saved us a substantial amount in fees, and the process went very quickly and smoothly. I’ve known John for quite awhile through our time at Quiksilver, and I’d recommend him as a very trustworthy and knowledgeable source for home financing.” – Matt G.


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