“Chris and his team at South Bay Equity Lending are phenomenal. My wife and I initially were preapproved with a large bank as our lender and were beyond excited to finally enter escrow for our dream home. Unfortunately, the bank treated our file as another number and was unable to meet our loan deadline. Our file was being pushed around to different departments in a queue without any clear timeline nor explanation. We were stressed about losing the sale and our deposit until we met Chris. Chris was transparent, diligent, and efficient. From the start, he walked us through the entire process and was empathetic to our situation. Chris and his team helped us prepare all the supporting documents so that underwriting had all the information to finalize and fund our loan within the five business days! Chris did an incredible job in saving our deal and allowing our family to move into our dream home!
In hindsight, my wife and I were desperate and likely vulnerable to someone taking advantage of the situation, but not Chris. He was honest and despite our situation, he gave us the best deal we could have in terms of interest rate.
Shortly after my family and I moved in, Chris visited our home and dropped off a thoughtful housewarming gift. With Chris we were not just another loan to process, we are a family reaching for their dream.
If you are in the process of buying a home and considering all lending options, we wholeheartedly recommend Chris and his team!!!”
– Hugo & Karen M